Specialist

Homeowner Loans

Find the Perfect Homeowner Loan »

 

Homeowner Loans

Clifton private finance

We specialise in sourcing mortgage finance on residential and buy to let property transactions in the UK

We provide loan solutions for UK homeowners for any legal purpose.
  • Loans from £25,000 to £2.5m
  • 1st and 2nd charge funding
  • Options if you have no mortgage
  • Loans for any legal purpose
  • Market leading rates
  • Up to 85% loan to value
  • Term - 1 to 30 years
  • No early redemption fee options
  • No legal cost options
  • Low property valuation fees
  • No restriction on property type/construction
  • Finance can be arranged for drawdown in 14 days
Through our market knowledge we can deliver enhanced, bespoke or exclusive terms.  

Latest Secured Loan Case Study »

Call us on 0203 900 4322 to discuss your requirements or use our online chat service.

2 Year Fixed

Up To £1m

3.55% APR

2 Year Fixed

Subsequent rate 7%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 29th December 2025

5 Year Fixed

Up To £10m

3.75% APR

5 Year Fixed (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 5.6%*

Product Fee £995

Green product

Early redemption charges

As of 29th December 2025

2 Year Tracker

Up To £2m

3.94% APR

2 Year Tracker (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 6.4%*

Product Fee £995

Early redemption charges

As of 29th December 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Recent

Property Finance Deals

£809K Mortgage for Unique Countryside Property to Exit Bridging Loan
£809K Mortgage for Unique Countryside Property to Exit Bridging Loan
Area
Hertfordshire
Capital Raised
£809K
Date
August 2025
£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
Area
International
Capital Raised
£2M
Date
February 2026
£4M Mixed Residential and Commercial Portfolio Refinance for Midlands Property Investment Group
£4M Mixed Residential and Commercial Portfolio Refinance for Midlands Property Investment Group
Area
Midlands
Capital Raised
£4M
Date
January 2026

More Opportunities »

Homeowner Loan Service

Specialist 2nd Charge Mortgage Service Providing:

  • Solutions for releasing equity from your property for a range of different reasons
  • Expert advice on your second charge finance options
  • Solutions for complex income and unusual circumstances
  • Short and long term lending options
  • Professional service

Get Second Charge Mortgage Quote

 

Call us today to discuss your requirements on 0203 900 4322 or use our online chat service.
Further reading on homeoner loans (2nd charge mortgages):
What Our

Clients Say

Latest

Property Finance Deals & Insight

A professional marketing team happy that they found finance for a new marketing campaign.
Marketing represents one of the most efficient avenues for business growth, but finding the capital needed for marketing budgets c...
30-04-2026
bank of england business loan interest rate
The Bank of England has held the base rate at 3.75%, and we explain what this means for your business. In December 2025, the Bank...
30-04-2026
Bank of England Base Rate Dropped to 3.75%
The Bank of England has voted to hold the base rate at 3.75% in April 2026, which keeps the rate at the lowest level it has been f...
30-04-2026
Are mortgage rates going down
No, mortgage rates are not currently going down. For example, average 2-year fixed rate deals saw a sharp rise in the spring,...
30-04-2026
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us