Specialist

Homeowner Loans

Find the Perfect Homeowner Loan »

 

Homeowner Loans

Clifton private finance

We specialise in sourcing mortgage finance on residential and buy to let property transactions in the UK

We provide loan solutions for UK homeowners for any legal purpose.
  • Loans from £25,000 to £2.5m
  • 1st and 2nd charge funding
  • Options if you have no mortgage
  • Loans for any legal purpose
  • Market leading rates
  • Up to 85% loan to value
  • Term - 1 to 30 years
  • No early redemption fee options
  • No legal cost options
  • Low property valuation fees
  • No restriction on property type/construction
  • Finance can be arranged for drawdown in 14 days
Through our market knowledge we can deliver enhanced, bespoke or exclusive terms.  

Latest Secured Loan Case Study »

Call us on 0203 900 4322 to discuss your requirements or use our online chat service.

2 Year Tracker

Up To £5m

4.94% APR

2 Year Tracker

Subsequent rate 6.99%

LTV - 60%

APRC 8.4%*

Product Fee £999

Free standard valuation

Early redemption charges

As of 10th January 2024

5 Year Fixed

Up To £1.5m

3.89% APR

5 Year Fixed (Remortgage)

Subsequent rate 6.25%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 10th January 2024

2 Year Fixed

Up To £1.5m

4.44% APR

2 Year Fixed (Remortgage)

Subsequent rate 6.25%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 10th January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Recent

Property Finance Deals

£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
Area
London
Capital Raised
£5.25M
Date
August 2025
Holiday Let Mortgage Secured for UK Expats Living in the US
Holiday Let Mortgage Secured for UK Expats Living in the US
Area
Guildford
Capital Raised
£525k
Date
August 2025
Let to Buy Mortgage Case Study – Buying without Selling
Let to Buy Case Study – Buying without Selling
Area
Middlesex
Capital Raised
£318k + £455k
Date
February 2025

More Opportunities »

Homeowner Loan Service

Specialist 2nd Charge Mortgage Service Providing:

  • Solutions for releasing equity from your property for a range of different reasons
  • Expert advice on your second charge finance options
  • Solutions for complex income and unusual circumstances
  • Short and long term lending options
  • Professional service

Get Quote

 

Call us today to discuss your requirements on 0203 900 4322 or use our online chat service.
Further reading on homeoner loans (2nd charge mortgages):
What Our

Clients Say

Latest

Property Finance Deals & Insight

The Houses of Parliament and Big Ben, site of the Autumn Budget 2025 announcement which impacts the UK property market, landlords, and investors.
After all the Budget rumours leaving the property market in suspense for months, in the end we found out by surprise what&rsq...
27-11-2025
A close-up of an auctioneer's gavel, representing the rules and processes involved in the Modern Method of Auction for UK property.
With the ease of an online service and the thrill of an auction, the modern method of auction (MMoA) provides property buyers with...
27-11-2025
A mortgage advisor explains the terms of a further advance on a mortgage application to a couple, representing the process of securing additional borrowing on a mortgage.
When looking to raise extra capital against your property equity, the most common ways are to either remortgage, or take out a sec...
27-11-2025
Two people exchanging a stack of money over a model house, representing the property tax and SDLT changes predicted in the Autumn Budget 2025.
With the Autumn Budget looming and the chancellor under pressure to raise revenue, eyes are particularly focused on the property s...
20-11-2025
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us