Fast UK mortgage offer for UK resident working in Switzerland paid in Swiss franc

Area
London
Capital Raised
£650K

The Scenario:

Our client was looking for help in sourcing a residential mortgage to buy a house in London priced at just over a million pounds.

He needed a £650K mortgage. 

He's a UK national but works in Switzerland during the week and is paid in Swiss Francs by his employers. He was looking for £650K in mortgage finance but his foreign currency earnings had been proving problematic.

The Solution:

Most UK high street lenders are wary of the exchange rate risks of foreign currency income being used for mortgage payments.

Their percentage loadings on top of an affordability assessment can prevent borrowers from being able to access the amount of finance they need (and which their earnings can well support).

Happily, we work with banks and specialist lenders who are more than willing to consider clients with more complex income scenarios. 

We sourced a lender who could offer a generous fixed-rate period and a 14-year mortgage term. Our client had an offer in hand for the full sum needed within a fortnight. 

Jack Spillane

Finance Broker

Bristol

0117 959 5094

Is your situation similar to this? I specialise in helping clients who need creative development finance solutions, and second-charge mortgages. Give me a call any time and we can set up a detailed discussion of the finance you need.

Mathew Phillips

Finance Broker

Bristol

0117 959 5094

Are you in a similar situation? I specialise in bridging finance at Clifton Private Finance - I will find you the best funding solution for your property transaction.

Alex Chambers

Senior Finance Broker

Bristol

0117 403 4324

Are you in a similar situation? I am a specialist in residential and investment property finance for UK and international clients at Clifton Private Finance. Please don't hesitate to get in touch for a no-cost discussion of the finance you need.

Luther Yeates

Senior Finance Broker

Bristol

0117 244 5561

Are you looking for a similar type of property finance? I have extensive experience finding residential and investment property finance for UK and international clients. Please get in touch and we can arrange a time that's convenient for you to discuss your situation.

Sam ONeill

Senior Finance Broker

Bristol

0117 959 5094

Is your situation similar? I am a bridging finance specialist at Clifton. I can find a quick, cost-effective solution for the funding you're looking for.

Robert Gibb

Senior Finance Broker

Bristol

0117 959 5094

Are you looking for mortgage or short-term finance for residential or buy-to-let property (including HMOs)? I have extensive experience in finding property finance solutions for UK and international clients, both as individuals and limited companies. Please give me a call and let me see what I can do for you.

Adam Arnott

Associate Director

Bristol

0117 205 0214

Is your situation similar to this? I have extensive experience of advising clients who need creative property finance solutions. Please get in touch and we can arrange a time that suits you for a detailed discussion of your requirements.

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