Specialist

Bridging Loan For A Self Build

Bridging Loan For A Self Build

Clifton private finance

We specialise in raising bridging finance for self build projects in the UK

Building a property from scratch and having the opportunity to customise everything can be an attractive prospect. For those looking to get a self build underway, it is vital to secure adequate finance to see the project through to completion without delay.

Bridging loans may be a viable option for self build projects as they can provide the funding required within a short period of time.

  • Market leading bridging loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis)
  • Bridging finance for business purposes (purchasing land or new premises, deposit for new purchase)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.43% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at September 2020

Development & Refurb

Fast Finance

Rates from:

0.38% pm

Ground Up Development

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase

As at September 2020

Residential

Large Bridging Loans

Rates from:

0.175% pm

Up to 80% LTV

Minimum Loan £500k

Minimum Income £100k

Serviced monthly interest required

As at September 2020

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our strong links to high street banks and private lenders, we can deliver enhanced, bespoke or exclusive terms based on your requirements.  
Call us on 0117 959 5904 to discuss your requirements.
Recent

Property Finance Deals

Fast trouble-shooting ensures Cardiff bridging loan meets tight completion deadline
Area
Cardiff
Capital Raised
£230K
Low-cost £1.23M bridging loan with flexible terms
Area
Home counties
Capital Raised
£1.23M
£2M-plus bridge to buy new home plus rental property while awaiting sale of Sussex country house
Area
East Sussex
Capital Raised
£2.35M
Bridge finance for Channel Islands resident to build new Guernsey home
Area
Guernsey
Capital Raised
£800K
£2.6M 100% LTV residential bridging loan secured against 3 properties
Area
Kent
Capital Raised
£2.6M
Seventy percent net loan for new developer buying and converting London house to flats
Area
North London
Capital Raised
£836K

More Opportunities »

Contact Us

Bridging Loan for a Self Build Service

Special features and what we offer include:

  • Bridging finance from £50,000 to £25M
  • Term of Finance from 1 to 36 months
  • Loans may be secured within 5 to 7 working days
  • FCA Regulated and unregulated loans
  • Finance for inexperienced individuals
  • Interest roll up schemes
  • No upper age limit
  • Bridging finance for individuals, limited companies, sole traders and partnerships and trusts

What are bridging loans for a self build?

Typically, high street lenders will not provide the full cost of a self build. Usually they will agree on a percentage of the costs and release the funding in stages.  High street lenders will insist on inspecting the self build property periodically before releasing the funds.

Unlike self-build mortgages, bridging loans are flexible when it comes to self build projects. The funding can be provided in a lump sum or in stages, to suit the needs of the borrower. In addition, there is no requirement for periodic inspections, which makes bridging loans a popular way to source finance for self build projects.

Bridging loans usually have the option to ‘roll up’ the interest to pay at the end of the term of finance. This may be an attractive option for self build projects as it allows individuals to avoid monthly interest payments and spend their budget on the new build itself.

How to get a bridging loan for a self build

Self build bridging loan providers, such as private banks and specialist lenders, do not normally work directly with the public. To get a bridging loan for a self build, you will therefore normally need to apply through a broker.

If you require a bridging loan for a self build, you should speak to a finance specialist as they will recommend the appropriate finance for you and your particular set of circumstances.

To find out more about your finance options, call us today on 0117 959 5904 or use our simple contact form to get in touch.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us