Specialist
HGV finance and leasing
For buying and refinancing heavy goods vehicles (hgv's)
For buying and refinancing heavy goods vehicles (hgv's)
High quality HGV finance solutions for UK & international clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.
Call us on 0203 900 4322 to discuss your requirements.
At Clifton Private Finance, we recognise the critical role that Heavy Goods Vehicles (HGVs) play in the UK’s economy. HGVs encompass a broad spectrum of vehicles designed for commercial purposes, typically exceeding 3.5 tonnes in weight. These include lorries, articulated trucks, and coaches, which are essential for the transportation of goods and passengers, supporting sectors from construction to logistics.
here, we'll delve into the specifics of financing and leasing options for HGVs, ensuring your enterprise is equipped to flourish without the hefty upfront costs of vehicle ownership. We will discuss:
Selecting the appropriate heavy goods vehicle with a fitting finance or lease plan is pivotal for augmenting your business operations. With Clifton Private Finance, achieving this is more feasible than you may envisage.
We are dedicated to providing customised financial solutions for Heavy Goods Vehicles. Recognising the distinct requirements of each enterprise, we present a suite of finance and leasing options specifically crafted for HGVs. Below are the most favoured choices for financing these vital assets:
Remember, choosing the right finance or lease plan for your heavy goods vehicle can significantly boost your business operations. With Clifton Private Finance, securing the optimal solution is more achievable than ever.
At Clifton Private Finance, we understand the importance of heavy goods vehicles for businesses involved in logistics, construction, and transportation. Financing HGVs allows businesses to maintain cash flow while benefiting from the use of the vehicle. Here are some popular types of HGVs, along with indicative price ranges, that can be financed in the UK:
| Vehicle Type | Model | Price Range in UK |
|---|---|---|
| Tractor Units | Volvo FH | £85,000 - £120,000 |
| Rigid Trucks | DAF LF | £50,000 - £75,000 |
| Tipper Trucks | Scania P Series | £70,000 - £100,000 |
| Box Trucks | Mercedes-Benz Atego | £60,000 - £90,000 |
| Refrigerated Trucks | MAN TGL | £80,000 - £110,000 |
| Flatbed Trucks | Iveco Eurocargo | £55,000 - £80,000 |
| Tanker Trucks | Renault Premium | £75,000 - £105,000 |
| Waste Collection Trucks | Dennis Eagle Elite | £90,000 - £130,000 |
| Concrete Mixer Trucks | Volvo FMX | £95,000 - £125,000 |
| Heavy Haulers | Scania R Series | £100,000 - £150,000 |
Clifton Private Finance offers a variety of financing and leasing options to suit different business needs and preferences. Whether you’re looking for a Hire Purchase, Finance Lease, or Operating Lease agreement, we can provide tailored advice to help you make the best decision for your business.
Our finance solutions are designed to be flexible, allowing you to manage your HGVs effectively while preserving capital for other business investments.
At Clifton Private Finance, navigating the tax landscape for Heavy Goods Vehicle finance and leasing is a pivotal aspect of financial management for UK enterprises. We are dedicated to steering you through the complexities to enhance your tax efficiency.
It’s crucial to stay updated with the latest tax regulations, as changes can impact the benefits associated with HGV finance and leasing. For example, the UK government’s push towards greener transport means that tax incentives for eco-friendly HGVs may evolve.
We at Clifton Private Finance provide expert advice to ensure that your HGV financing decisions are not only tax-efficient but also perfectly aligned with your business goals. Our team is ready to assist you in comprehending the tax benefits and responsibilities tied to various finance and lease agreements.
Ensuring your HGV is adequately insured is essential. It must be covered under the company’s commercial vehicle insurance policy. We collaborate with select insurance providers to offer competitive rates and cover for individual HGVs or entire fleets, tailored to include both commercial and private use.
It’s important to note that insurance premiums for HGVs can vary based on factors such as vehicle type, intended use, and claims history. We can assist you in finding the right insurance solution that provides the necessary cover while also being cost-effective.
Remember, proper maintenance and insurance are not just regulatory requirements; they are integral to the smooth operation of your business. With Clifton Private Finance, you can rest assured that your HGV finance and leasing arrangements include the necessary provisions to keep your fleet in prime condition.
At the culmination of an HGV asset finance agreement with Clifton Private Finance, you are presented with several options to proceed in a manner that aligns with your business strategy and vehicle usage:
Each pathway offers distinct benefits and considerations, such as the overall costs, the specific requirements of your business, and the condition of the HGV at the end of the finance term. We at Clifton Private Finance are committed to providing you with comprehensive support and advice, ensuring a seamless transition at the conclusion of your finance plan.
For bespoke guidance on HGV maintenance, insurance, and end-of-plan options, Clifton Private Finance is your trusted ally. Whether you’re ready to discuss the next steps or have other queries, we’re here to assist you every step of the way.
Finding the best deal for HGV finance and leasing can be challenging, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you:
At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in commericial vehicle finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget. We can also help you with any type of commericial vehicle or heavy goods vehicle - from long-haulers to trucks, and specialised vehicles depending on the business.
If you are interested in buying a HGV on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
