Specialist
Air Conditioning Finance & Leasing
For buying and refinancing air condition units & systems
For buying and refinancing air condition units & systems
Air conditioning finance is a bespoke financial solution that enables businesses and homeowners to invest in new or upgraded air conditioning systems without the burden of immediate, full upfront payments.
Given the critical role of climate control in ensuring comfort and operational efficiency, air conditioning units are not just a luxury but a necessity for modern living spaces and commercial environments. However, the cost for state-of-the-art systems can range significantly, often between £3,000 to £50,000, influenced by the system’s complexity and capacity.
At Clifton Private Finance, we specialise in facilitating air conditioning finance options that allow for the cost to be distributed over a manageable timeframe, typically spanning 12 to 60 months. This approach empowers our clients to harness the latest in climate control technology, enhancing their property’s value and comfort, all the while preserving their liquidity and cash flow.
When it comes to financing air conditioning systems, Clifton Private Finance offers two primary financial arrangements: hire purchase agreements and leasing options. Both are designed to align with different requirements and preferences of our clients, whether they are homeowners or business operators.
The process of securing finance for air conditioning systems is streamlined and customer-centric, mirroring the approach taken for other types of equipment financing. Clients seeking to enhance their premises with efficient air conditioning must first select a system that aligns with their specific needs and financial plans. Following this, engaging with a finance broker like Clifton Private Finance is the next step. Our role is pivotal in canvassing the financial landscape to procure the most favourable terms for our clients.
At Clifton Private Finance, we pride ourselves on our comprehensive network of lenders, which enables us to present a variety of competitive rates. We negotiate diligently on behalf of our clients to secure deals that resonate with their financial objectives. Our expertise extends to guiding clients through the intricacies of the application process, ensuring clarity and ease at every stage. We remain actively involved until the air conditioning system is fully operational within their facility, guaranteeing a seamless transition and optimal satisfaction.
Air conditioning systems are pivotal in maintaining a comfortable indoor environment, especially in commercial and residential buildings. The UK market offers a variety of air conditioning models and systems, each designed to meet specific requirements and preferences.
When installing an air conditioning system, several factors need to be considered:
Air Conditioning Finance Quotes »
Air conditioning finance offers a range of advantages for businesses and homeowners looking to improve their climate control systems:
While air conditioning finance is beneficial, there are some considerations to bear in mind:
The amount you can finance typically covers up to 100% of the cost of the air conditioning system. Factors influencing the amount include the system’s price, your credit history, income, and chosen finance option. A deposit or personal guarantee might be required.
Approval times can vary, ranging from a few hours to several days, based on the lender, finance type, and application complexity. Delays may occur if there are issues with credit history or for larger finance amounts.
To be eligible, you must be a UK resident over 18 with a valid bank account. A good credit score, stable income, and a solid business plan are also necessary. Documentation for identity, address, income, and business ownership may be required.
Yes, you can settle your finance early. However, it’s essential to check if there are any early repayment fees or penalties involved.
Most finance options allow you to include the installation costs as part of the total amount financed, ensuring a seamless setup process without additional upfront expenses.
Depending on your finance agreement, you may have the option to upgrade your system. This is particularly beneficial as technology advances or if your needs change.
No, your monthly payments are fixed at the start of the agreement and are unaffected by inflation or interest rate rises, allowing for accurate budgeting.
In need of air conditioning finance & leasing?
We can help you:
And when we’ve established the best type of finance for you, we will:
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
