Specialist

Loan To Finish construction

Loan to Finish Construction

Clifton private finance

We specialise in raising & refinancing development finance on residential and commercial property transactions in the UK

We can help developers get the right finance to complete UK residential and commercial projects.
  • Remortgage development finance from £100,000
  • Market leading rates
  • Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland)
  • Loans up to 100% of development finance cost
  • Finance to finish off projects
  • Options for inexperienced developers
  • Joint venture finance options
  • 2nd charge options
  • Terms up to 24 months
  • Complex cases always considered
  • Finance for a variety of ownership structures including multiple SPV's, Offshore SPV's, UK based trust structures, overseas trust structures
  • Finance for new build, conversion or refurbishment developments including mixed use and student accommodation
  • We can help source finance for land, commercial to residential conversions, unusual assets such as care homes, golf courses, places of worship, petrol stations, fisheries, air rights (with acceptable security) and charities

Flipping Property?

Buying, Renovating & Selling (or Letting)

Finance Rates from

0.55% pm

1 - 18 months

Rates up to 80% LTV net

As at 20th June 2023

Ground Up Development

New Builds

Finance Rates from

0.83% pm

Up to 24 months

Rates up to 70% of GDV

As at 20th June 2023

Existing Development?

Refinance & Exit Finance

Finance Rates from

0.55% pm

1 to 18 months

Rates up to 80% LTV net

As at  20th June 2023

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 3040 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Area
Staffordshire
Capital Raised
£1.48m
Development Loan to Refinance New Build House
Development Loan to Refinance New Build House
Area
Daventry
Capital Raised
£1.6m
Fast Bridging Loan For Complex Development Project
Fast Bridging Loan For Complex Development Project
Area
Gloucester
Capital Raised
£1M
Case Study: Securing £1.25m Buy to Let Mortgage for Development Finance Exit
£1.25m Buy To Let Mortgage Secured for Development Finance Exit
Area
Hatfield
Capital Raised
£1.25M
Property Development Bridge Loan For New Build Dream Home
Property Development Bridge Loan For New Build Dream Home
Area
Stevenage
Capital Raised
£90k

More Opportunities »

Loan To Complete A Property Development

FUNDING SOLUTIONS FOR DEVELOPERS TO FINISH A PROJECT

A range of loan (remortgage) options have been developed by the market that can overcome the challenges of expensive finance or where a project has gone over term.

1. Refinancing A Short Term Loan

A short-term loan may offers a developers a quick way to finish off a development project.

We work with lenders who can provide finance within as little as seven working days as a short-term solution to “bridge” the gap of any shortfall in funding.

Bespoke bridging loans can be tailored to specific purposes and lending terms, but they are commonly used for developments such as:

Refinancing a light refurbishment bridging loan

Usually with slightly lower interest rates, these are tailored for smaller development projects. There is no strict definition of a light refurbishment project, but usually it is one where:

Refinancing a heavy refurbishment bridging loan

These are offered as finance for larger development projects, where the lender’s risk and administrative involvement is greater – consequently their interest rates are higher.

A Heavy Refurbishment bridging loan will be appropriate for projects where:

2. Refinancing a development loan

There are a number of reasons why you might want to "remortgage" existing finance for a property development.

The main ones are:

HOW TO ACCESS REFINANCE FOR YOUR DEVELOPMENT PROJECT

At Clifton Private Finance, our strong relationships with private banks, specialist lenders, family offices and wealth managers, means that we can look at the widest range of funding available to find the best business refinance solution for your development.

With offices in London, Bristol (Registered Office) and Cardiff we are authorised and regulated by the Financial Conduct Authority.

Call us on 0203 900 3040 to discuss your project.
What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us