Specialist

Loan To Finish construction

Loan to Finish Construction

Clifton private finance

We specialise in raising & refinancing development finance on residential and commercial property transactions in the UK

We can help developers get the right finance to complete UK residential and commercial projects.
  • Remortgage development finance from £100,000
  • Market leading rates
  • Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland)
  • Loans up to 100% of development finance cost
  • Finance to finish off projects
  • Options for inexperienced developers
  • Joint venture finance options
  • 2nd charge options
  • Terms up to 24 months
  • Complex cases always considered
  • Finance for a variety of ownership structures including multiple SPV's, Offshore SPV's, UK based trust structures, overseas trust structures
  • Finance for new build, conversion or refurbishment developments including mixed use and student accommodation
  • We can help source finance for land, commercial to residential conversions, unusual assets such as care homes, golf courses, places of worship, petrol stations, fisheries, air rights (with acceptable security) and charities

Flipping Property?

Buying, Renovating & Selling (or Letting)

Finance Rates from

0.44% pm

1 - 18 months

Rates up to 80% LTV

As at 21st June 2019

Ground Up Development

New Builds

Finance Rates from

0.335% pm

Up to 30 months

Rates up to 70% of GDV

As at 21st June 2019

Existing Development?

Refinance & Exit Finance

Finance Rates from

0.335% pm

1 to 18 months

Rates up to 75% LTV

As at 21st June 2019

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 3040 to discuss your requirements.
Recent

Property Finance Deals

Bridge finance for Channel Islands resident to build new Guernsey home
Area
Guernsey
Capital Raised
£800K
Seventy percent net loan for new developer buying and converting London house to flats
Area
North London
Capital Raised
£836K
Hybrid Development Finance Solution Before Practical Completion for Falmouth Developer
Area
Falmouth
Capital Raised
£500K
Finish and exit on a London residential renovation
Area
West London
Capital Raised
£150K
Finish and exit for £1.95M barn development
Area
Sussex
Capital Raised
£605K
Residential bridging loan to buy development site for two barn conversions
Area
Lincolnshire
Capital Raised
£150K

More Opportunities »

Contact Us

Loan To Complete A Property Development

FUNDING SOLUTIONS FOR DEVELOPERS TO FINISH A PROJECT

A range of loan (remortgage) options have been developed by the market that can overcome the challenges of expensive finance or where a project has gone over term.

1. Refinancing A Short Term Loan

A short-term loan may offers a developers a quick way to finish off a development project.

We work with lenders who can provide finance within as little as seven working days as a short-term solution to “bridge” the gap of any shortfall in funding.

Bespoke bridging loans can be tailored to specific purposes and lending terms, but they are commonly used for developments such as:

Refinancing a light refurbishment bridging loan

Usually with slightly lower interest rates, these are tailored for smaller development projects. There is no strict definition of a light refurbishment project, but usually it is one where:

Refinancing a heavy refurbishment bridging loan

These are offered as finance for larger development projects, where the lender’s risk and administrative involvement is greater – consequently their interest rates are higher.

A Heavy Refurbishment bridging loan will be appropriate for projects where:

2. Refinancing a development loan

There are a number of reasons why you might want to "remortgage" existing finance for a property development.

The main ones are:

HOW TO ACCESS REFINANCE FOR YOUR DEVELOPMENT PROJECT

At Clifton Private Finance, our strong relationships with private banks, specialist lenders, family offices and wealth managers, means that we can look at the widest range of funding available to find the best business refinance solution for your development.

With offices in London, Bristol (Registered Office) and Cardiff we are authorised and regulated by the Financial Conduct Authority.

Call us on 0203 900 3040 to discuss your project.
What Our

Clients Say

Latest

Property Finance Deals & Insight

How to get refurbishment finance for a buy to let property
If you're looking to buy a property to generate rental income, finding one that needs significant renovation can allow you to gr...
24-11-2020
How to get a mortgage for a mixed-use country estate
Commercial income from rural outbuildings is an attractive proposition for potential buyers of substantial rural properties. But i...
24-11-2020
Mortgages For Dentists: How Much Can I Borrow?
Has any profession faced more financial challenges in recent years than dentists? There are mortgage lenders who understand t...
19-11-2020
How To Get A Large Mortgage Loan
At the beginning of 2018, almost 3 per cent of the UK’s housing stock came with a price tag of more than a million pounds....
19-11-2020
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us