Specialist

Loan to Finish Building House

loan-to-finish-building-home

Clifton private finance

We offer loans to finish building residential or commercial properties in the UK.

If you are looking to source a loan to finish building a house we can help.
  • Loans from £100,000 to £5.0m
  • Market leading exit finance rates from 0.49% pm
  • Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland)
  • Loans up to 100% of development finance cost
  • Finance with no exit or early redemption fees
  • Options for inexperienced developers
  • 2nd charge options
  • Terms up to 30 months
  • Complex cases always considered
  • Finance for a variety of ownership structures including multiple SPV's, Offshore SPV's, UK based trust structures, overseas trust structures
  • Finance for new build, conversion or refurbishment developments including mixed use and student accommodation
  • We can help source finance for land, commercial to residential conversions, unusual assets such as care homes, golf courses, places of worship, petrol stations, fisheries, air rights (with acceptable security) and charities

Flipping Property?

Buying, Renovating & Selling (or Letting)

Finance Rates from

0.55% pm

1 - 18 months

Rates up to 80% LTV net

As at 17th January 2025

Ground Up Development

New Builds

Finance Rates from

0.83% pm

Up to 24 months

Rates up to 70% of GDV

As at 17th January 2025

Existing Development?

Refinance & Exit Finance

Finance Rates from

0.55% pm

1 to 18 months

Rates up to 80% LTV net

As at 17th January 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Low Cost Drawdown Bridging Loan for Development Exit | Case Study
Low Cost Drawdown Bridging Loan for Development Exit
Area
Kent
Capital Raised
£900k
Date
February 2025
Quick Bridging Loan Secures Completion of Self-Build
Quick Bridging Loan Secures Completion of Self-Build
Area
Lincoln
Capital Raised
£200k
Date
September 2024
Bridging Loan to Complete Self Build Under Tight Deadline
Bridging Loan to Complete £2.3m Self Build Under Tight Deadline
Area
Hertfordshire
Capital Raised
£190k
Date
July 2024

More Opportunities »

Loan to Finish Building House

What is this type of loan? 

Although one of the major hurdles in property development is securing finance to fund a project, it is important to stay vigilant and continually compare interest rates on property development loans to secure the best deal on the market.

Development exit finance enables property developers to switch to a lower cost loan in the middle of their term of finance, which could save the developer money and maximise their profit opportunity.

When is a house-finishing loan appropriate?

Development exit loans are usually used by experienced developers who have physically completed their development and are waiting for it to sell. 

Property developers can utilise development exit finance, which could alleviate the financial pressure and potentially increase their cash flow to use on their next project.

Example: An experienced developer wanted to purchase a property, develop it and sell it on for a higher price. The developer secured finance with a lender for a term of 12 months, purchased the property and started development. On completion of the development there were still 5 months remaining in the term of finance. The developer approached another lender and secured development exit finance, which reduced the interest on his finance by 30 base points and saved the developer money for their next project.

How can I get a loan to finish building my house? 

If you require development exit finance the best course of action is to contact a specialist property finance broker.

Call us on 0203 900 4322 to discuss your requirements.

Further Reading:

Property development project behind schedule? How to refinance to avoid penalty rates »

How to get development exit finance as your building project nears completion »

 

 

What Our

Clients Say

Latest

Property Finance Deals & Insight

9 Best Places to Live in the UK for Expats and Foreign Nationals
Moving to the UK? We've put together a list of the best places to live in the UK if you're an expat or foreign national, rated for...
23-05-2025
Bridging Finance For British Expats Buying UK Property
If you're a British expat looking to buy UK property, bridging finance could be the key to moving your plans forward. You mi...
23-05-2025
bank of england business loan interest rate
The Bank of England has cut the rate to 4.25% - we explain what this means for your business. The Bank of England has reduced the...
13-05-2025
Bank of England Base Rate Dropped to 4.75%
The Bank of England has voted to lower the base rate at 4.25%, but could further cuts be on the horizon? In February, the Ba...
13-05-2025
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us