Specialist

Retained Profit Mortgage

For buying and remortgaging UK property

Speak to us today...

Retained Profit Mortgage

Clifton private finance

We specialise in sourcing mortgage finance on residential and buy to let property transactions in the UK for business owners

We provide high quality mortgage solutions for business owners in & outside the UK.

We can offer:

  • Mortgage finance from £250,000
  • Solutions for using retained profits for limited companies & limited liability partnerships
  • Access to high street, private & specialist bank mortgage deals
  • Up to 95% loan to value (residential mortgages)
  • Up to 80% loan to value (buy to let mortgages)
  • Interest only and interest roll up options
  • Lombard lending options from £2m
  • Revolving mortgage options - unlock the equity in your main home & access funds whenever you need to
  • We can help if you have complex income e.g. from multiple directorships, income from multi currency, offshore trust or family trust arrangements, bonus & dividend income
  • Solutions for UK expats, non-dom & foreign nationals buying or remortgaging UK property
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, other property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal

2 Year Tracker

Up To £5m

4.94% APR

2 Year Tracker

Subsequent rate 6.99%

LTV - 60%

APRC 8.4%*

Product Fee £999

Free standard valuation

Early redemption charges

As of 10th January 2024

5 Year Fixed

Up To £1.5m

3.89% APR

5 Year Fixed (Remortgage)

Subsequent rate 6.25%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 10th January 2024

2 Year Fixed

Up To £1.5m

4.44% APR

2 Year Fixed (Remortgage)

Subsequent rate 6.25%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 10th January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Through our market knowledge we can deliver enhanced, bespoke or exclusive terms.  
Call us on 0203 900 4322 to discuss your requirements.
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Retained Profit Mortgage Service

Specialist Mortgage Service Providing:

  • Expert advice on your finance options
  • Solutions for complex income and unusual circumstances
  • Access to both high street and private banks
  • Short and long term lending options
  • Professional service
If you are a business owner retaining profits in your company or partnership, then you may be able to secure a larger mortgage. Typically you will need to show the last 3 years average net profits before tax (plus your remuneration). Some lenders will look at the latest years figures.
Call us today to discuss your requirements on 0203 900 4322
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us