Specialist

Mortgages For Unencumbered

For buying and remortgaging UK property

Speak to us today...

Mortgages For Solicitors

Clifton private finance

We specialise in sourcing mortgage finance on unencumbered property to raise capital in the UK

We provide high quality mortgage solutions for unencumbered properties in the UK:
  • Mortgage finance from £200,000
  • Market leading rates
  • Access to high street, private & specialist bank mortgage deals
  • Up to 95% loan to value (residential mortgages)
  • Up to 80% loan to value (buy to let mortgages)
  • Interest only and interest roll up options
  • Revolving mortgage options - unlock the equity in your main home & access funds whenever you need to
  • We can help if you have complex income e.g. income from multi currency, offshore trust or family trust arrangements, bonus & dividend income
  • Solutions for dentists who are UK expats, non-dom & foreign nationals buying or remortgaging UK property
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, other property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal

2 Year Fixed

Up To £1m

3.55% APR

2 Year Fixed

Subsequent rate 7%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 29th December 2025

5 Year Fixed

Up To £10m

3.75% APR

5 Year Fixed (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 5.6%*

Product Fee £995

Green product

Early redemption charges

As of 29th December 2025

2 Year Tracker

Up To £2m

3.94% APR

2 Year Tracker (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 6.4%*

Product Fee £995

Early redemption charges

As of 29th December 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Through our market knowledge we can deliver enhanced, bespoke or exclusive terms.  
Call us on 0203 900 4322 to discuss your requirements.

Find the Perfect Mortgage

 

Recent

Property Finance Deals

£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
Area
Cirencester
Capital Raised
£2.2M
Date
December 2025
£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
Area
London
Capital Raised
£5.25M
Date
August 2025
Holiday Let Mortgage Secured for UK Expats Living in the US
Holiday Let Mortgage Secured for UK Expats Living in the US
Area
Guildford
Capital Raised
£525k
Date
August 2025

More Opportunities »

Mortgage Service For Unemcumbered Properties

Specialist Mortgage Service For an Unencumbered Property:

  • Expert advice on your finance options
  • Solutions for complex income and unusual circumstances
  • Access to both high street and private banks
  • Short and long term lending options
  • Professional service

2 Year Fixed

Up To £1m

3.55% APR

2 Year Fixed

Subsequent rate 7%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 29th December 2025

5 Year Fixed

Up To £10m

3.75% APR

5 Year Fixed (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 5.6%*

Product Fee £995

Green product

Early redemption charges

As of 29th December 2025

2 Year Tracker

Up To £2m

3.94% APR

2 Year Tracker (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 6.4%*

Product Fee £995

Early redemption charges

As of 29th December 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

Latest

Property Finance Deals & Insight

 A business professional in a suit signing a contract, illustrating how contract finance is secured against the value of a signed agreement.
Alongside invoice finance and PO finance, contract finance provides a way for businesses to gain capital and smooth cash flow in t...
07-01-2026
A small, stand-alone solar panel against a blue sky, representing sustainable and renewable business en-ergy solutions.
Energy costs are an ongoing concern for businesses, especially those with sizeable premises that generate large bills with day-to-...
06-01-2026
Are mortgage rates going down
The Bank of England has voted to cut the base rate to 3.75% on 18th December 2025. This move is aimed at supporting economic stab...
18-12-2025
bank of england business loan interest rate
The Bank of England has cut the base rate to 3.75%, and we explain what this means for your business. Earlier this year, the Bank...
18-12-2025
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us