Specialist

Mortgages For Unencumbered Property

For buying and raising capital on UK property

Speak to us today...

Mortgages For Solicitors

Clifton private finance

We specialise in sourcing mortgage finance on unencumbered property to raise capital in the UK

We provide high quality mortgage solutions for unencumbered properties in the UK:
  • Mortgage finance from £10,000
  • Fast application process
  • Market leading rates
  • Access to high street, private & specialist bank mortgage deals
  • Up to 95% loan to value (residential mortgages)
  • Up to 80% loan to value (buy to let mortgages)
  • Interest only and interest roll up options
  • Revolving mortgage options - unlock the equity in your main home & access funds whenever you need to
  • We can help if you have complex income, e.g. income from multi currency, offshore trust or family trust arrangements, bonus & dividend income
  • Solutions for dentists who are UK expats, non-dom & foreign nationals buying or remortgaging UK property
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, other property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal

2 Year Fixed

Up To £1m

3.55% APR

2 Year Fixed

Subsequent rate 7%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 29th December 2025

5 Year Fixed

Up To £10m

3.75% APR

5 Year Fixed (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 5.6%*

Product Fee £995

Green product

Early redemption charges

As of 29th December 2025

2 Year Tracker

Up To £2m

3.94% APR

2 Year Tracker (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 6.4%*

Product Fee £995

Early redemption charges

As of 29th December 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Through our market knowledge, we can deliver enhanced, bespoke or exclusive terms.  
Call us on 0203 900 4322 to discuss your requirements.

Find the Perfect Mortgage

 

Recent

Property Finance Deals

£809K Mortgage for Unique Countryside Property to Exit Bridging Loan
£809K Mortgage for Unique Countryside Property to Exit Bridging Loan
Area
Hertfordshire
Capital Raised
£809K
Date
August 2025
£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
Area
International
Capital Raised
£2M
Date
February 2026
£4M Mixed Residential and Commercial Portfolio Refinance for Midlands Property Investment Group
£4M Mixed Residential and Commercial Portfolio Refinance for Midlands Property Investment Group
Area
Midlands
Capital Raised
£4M
Date
January 2026

More Opportunities »

Mortgage Service For Unemcumbered Properties

Specialist Mortgage Service For an Unencumbered Property:

  • Expert advice on your finance options
  • Solutions for complex income and unusual circumstances
  • Access to both high street and private banks
  • Short and long term lending options
  • Professional service

2 Year Fixed

Up To £1m

3.55% APR

2 Year Fixed

Subsequent rate 7%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 29th December 2025

5 Year Fixed

Up To £10m

3.75% APR

5 Year Fixed (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 5.6%*

Product Fee £995

Green product

Early redemption charges

As of 29th December 2025

2 Year Tracker

Up To £2m

3.94% APR

2 Year Tracker (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 6.4%*

Product Fee £995

Early redemption charges

As of 29th December 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

Latest

Property Finance Deals & Insight

Bridging Loan to Pay Inheritance Tax
Yes - it's common to use bridging finance to pay inheritance tax before it is due. In fact, using short-term finance can be a conv...
19-06-2026
A husband signing divorce paperwork after using a bridging loan to cover legal fees.
Marriages don't always go according to plan. And if you're going through a divorce, you may have to face some short term financial...
19-06-2026
Are mortgage rates going down
No, mortgage rates are not currently going down. For example, average 2-year fixed rate deals saw a sharp rise in the spring,...
18-06-2026
Bank of England Base Rate Dropped to 3.75%
The Bank of England has voted to hold the base rate at 3.75% in June 2026, which keeps the rate at the lowest level it has been fo...
18-06-2026
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us