Specialist

Investec Mortgages

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Clifton private finance

As a specialist broker we can help you source a mortgage from Investec on residential and buy to let property transactions in the UK

We work with private banks including Investec that will look at your requirement on a bespoke basis.

We can offer you options providing:
The Mortgage Challenge:
For larger loan requirements, when it comes to mortgages over £1 million lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
Bespoke Solutions:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks such as Investec  that look at your full financial profile which means we can often source lending solutions that are purely bespoke.
Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.
Call us on 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
Area
London
Capital Raised
£5.25M
Date
August 2025
Large Mortgage Based on Share Portfolio Dividend Income
Large Mortgage Based on Share Portfolio Dividend Income
Area
Cheltenham
Capital Raised
£999k
Date
December 2024
High Loan-to-Income Ratio Mortgage For High Net Worth Client | Case Study
High Loan-to-Income Ratio Mortgage For High Net Worth Client
Area
London
Capital Raised
£1.5m
Date
September 2024

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Large Mortgage Service

Private Bank Mortgage Service:

Our service provides creative solutions for large mortgage transactions. 
Call us on 0203 900 4322 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us