Specialist Service

Large Loan To Buy Land And Build A Home

Large Loan To Buy Land An Build Home

Clifton private finance

We specialise in raising large loan finance on residential and commercial property transactions in the UK

We can help you get large loan finance for UK residential and commercial projects.
  • Development finance from £100,000 to £100m for buying and developing land
  • Market leading rates
  • Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland)
  • Loans up to 100% of development finance cost
  • Finance with no exit or early redemption fees
  • Options for inexperienced developers
  • Joint venture finance options
  • 2nd charge options
  • Terms up to 24 months
  • Complex cases always considered
  • Finance for a variety of ownership structures including multiple SPV's, Offshore SPV's, UK based trust structures, overseas trust structures
  • Finance for new build, conversion or refurbishment developments including mixed use and student accommodation
  • We can help source finance for land, commercial to residential conversions, unusual assets such as care homes, golf courses, places of worship, petrol stations, fisheries, air rights (with acceptable security) and charities

Flipping Property?

Buying, Renovating & Selling (or Letting)

Finance Rates from

0.55% pm

1 - 18 months

Rates up to 80% LTV net

As at 17th January 2025

Ground Up Development

New Builds

Finance Rates from

0.83% pm

Up to 24 months

Rates up to 70% of GDV

As at 17th January 2025

Existing Development?

Refinance & Exit Finance

Finance Rates from

0.55% pm

1 to 18 months

Rates up to 80% LTV net

As at 17th January 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 3040 to discuss your requirements.
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Large Loan Finance For Buying Land And Developing Property

How big is your property development project?

How much you can borrow & how much it will cost will come down to your project and the security and experience you can demonstrate. Headlines on what we can source through our network are: 

The best finance rates for development funding are commonly reserved for experienced property developers: to access the best deals lenders will require evidence of a proven track record of successful projects. There are lenders we work with who are happy to provide property finance to new of less experienced developers if your project satisfies their criteria.

Gross development value (GDV)

The estimated open-market value of your finished property or development is a key metric in development finance (along with development experience and your personal financial situation).

Most development finance lenders are comfortable with granting development loans up to 65% of the GDV, if they are comfortable with the project plans and financial projections.

Up to 100% of the development finance costs

If you require funding to buy land and then the development costs, dependent on the project lenders will want you to put in 30% of the acquisition cost. The balance & 100% of the building costs can be funded on the basis that overall funding does not exceed 65% of the GDV. For the right projects additional mezzanine finance can be sourced up to 90% of GDV.

A number of lenders in the development finance market are prepared to provide the entire funding for the purchase of property/land plus development costs to borrowers who qualify for development finance.

If the cost of servicing a 100% loan is not an issue this can be an extremely useful scale of funding for your project, allowing you to invest in other projects at the same time.

HOW TO ACCESS FINANCE FOR YOUR DEVELOPMENT PROJECT

At Clifton Private Finance, our strong relationships with private banks, specialist lenders, family offices and wealth managers, means that we can look at the widest range of funding available to find the best business finance solution for your development.

With offices in London, Bristol (Registered Office) and Cardiff we are authorised and regulated by the Financial Conduct Authority.

Call us on 0203 900 3040 to discuss your project.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us