Specialist

Mortgage & Short Term Finance Solutions For Buying UK Property

For Expats & Foreign Nationals

Speak to us today...

Mortgage And Short Term Finance For Buying UK Property

Clifton private finance

We can help source finance for expats and foreign nationals on residential, commercial & buy to let property in the UK

We can help your source property finance for buying or refinancing UK property. Our services provides: 
  • Property finance for expats and foreign nationals
  • Mortgage & short term finance from £250,000 to £25 million
  • Terms from 3 months
  • Interest only and interest roll up options (no monthly payments)
  • Mortgages for individuals, limited companies, partnerships and trusts
  • Access to residential and commercial property finance (including buy to let mortgages)
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates
  • Access to UK, international and private banks, specialist lenders, family offices and wealth managers. We also have access to private investor funds
  • Enhanced, bespoke or exclusive terms to match your unique requirements
As a specialist finance broker we have extensive experience in providing solutions for expats and foreign nationals:
Call us on +44 203 900 4322
Recent

Property Finance Deals

Early Remortgage for Law Firm Partner Locks in Low Rate
Early Remortgage for Law Firm Partner Locks in Low Rate
Area
Buckinghamshire
Capital Raised
£1m
Private Bank Bridging Loan for Renovation of Type B Listed Property
Private Bank Bridging Loan for Renovation of Type B Listed Property
Area
Fife
Capital Raised
£1.4m
Fast £1.4m Mortgage For HNW Couple For Dream Home In Richmond
Fast £1.4m Mortgage For HNW Couple For Dream Home In Richmond
Area
Richmond
Capital Raised
£1.4m
Case Study: High Value Bridging Loan for Semi-Commercial Property
Bridging Loan for Semi-Commercial Property with Complex Exit Strategy
Area
Bath
Capital Raised
£2.55m
Case study: £1.2M Bridging Loan for Property in South Africa
Bridging loan on UK property to Purchase Home in South Africa
Area
Cape Town
Capital Raised
£1.2M
Securing a Residential Mortgage for a £20 Million Surrey Home
Securing a Residential Mortgage for a £20 Million Surrey Home
Area
Surrey
Capital Raised
£13m

More Opportunities »

Mortgage Finance For 
Expats & Foreign Nationals

Specialist mortgage service for non UK residents & foreign nationals providing:

Our service provides expert help for residential and investment property in the UK. 
Call us today on +44 203 900 4322 to discuss your requirements. 

Mortgages for EU-citizens

If you are an EU citizen, you will normally have a traceable credit history, making it more straightforward to get a mortgage.

You should be able to apply for a standard UK mortgage if:

Mortgages for Non-EU citizens

If you are from a country outside the UK, you will not normally have a traceable credit history. This does not mean you won’t be able to get a mortgage, but may restrict which lenders you will be able to borrow from.

To qualify for a standard UK mortgage you should:

Getting a mortgage with a UK Work Permit

If you are in the UK on a UK Work Permit, you should be able to get a mortgage as long as you meet the other standard requirements. Some lenders will prefer you to have at least 2 years left on your work permit, but other lenders are more flexible.

Mortgages for Foreign Nationals Living in the UK

Mortgages offered by high street banks in the UK are generally restricted to those with permanent residency who have lived and worked in the UK for at least 3 years. If you have lived in the UK for less than 3 years, you may still be able to get a mortgage from a private lender.

The exact rules for foreign nationals applying for a mortgage in the UK will depend on whether you are from the EU or from a country outside of the EU.

Mortgages for Non UK Residents & Foreign Nationals Living Abroad

If you are a  non-UK resident or foreign national living outside of the UK using a specialist mortgage broker is advisable to ensure you find the right finance.

Fill out the contact form above or call us on +44 203 900 4322 
to speak to a member of our finance team.
What Our

Clients Say

Latest

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Everything You Need to Know About Getting a Self Employed Mortgage in 2024
Whether you're a company director or a sole trader, you've probably noticed that high-street mortgage lenders have stricter lendin...
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Can You Use Bonus Income and Commission Payments Towards Your Mortgage?
We're increasingly asked whether you can use your bonus and commission as income towards your mortgage. On-target earnings (OTEs)...
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How important is your UK credit score to getting a UK expat mortgage
With any mortgage application, your credit history and score are major factors considered by lenders. So, if you’re an expat...
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Can You Get A Self Employed Mortgage With Only One Year’s Accounts?
The short answer is: yes, you can get a self employed mortgage with only one year's accounts.  But it is generally more...
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us