Specialist

Commercial Mortgage For Property In Sheffield

Finance Solutions for Business Owners

How much do you want to borrow?

Step One
Step Two
Step Two

 

Commercial Mortgage For Property In Sheffield

Clifton private finance

We specialise in refinancing properties and sourcing mortgages for property transactions in the UK

As a specialist mortgage broker, we provide high quality commercial mortgage solutions for our clients' property in Sheffield.
  • Market leading commercial mortgage rates
  • Interest ronly options
  • Expert advice
  • We can accept applications from individuals, limited companies, SPV's and offshore structures
  • Finance for residential, commercial including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, development land and buy to let property (portfolios and limited companies welcome)
We pride ourselves on providing excellent service responsive to your needs.
Call us on 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

£334K Debt Consolidation to Reset Collectibles Business Growth in Glasgow
£334K Debt Consolidation to Reset Collectibles Business Growth in Glasgow
Area
Glasgow
Capital Raised
£334K
Date
January 2026
£600K Acquisition Reserve Fund for Waste Management Firm in West London
£600K Acquisition Reserve Fund for Waste Management Firm in West London
Area
London
Capital Raised
£600K
Date
January 2026
£5M Asset-Based Lending Facility for Fast-Growing Property Management Firm
£5M Asset-Based Lending Facility for Fast-Growing Property Management Firm
Area
London
Capital Raised
£5M
Date
January 2026

More Opportunities »

Commercial Mortgage For Property In Sheffield

What is a Commercial Mortgage

A commercial mortgage is a loan secured on a non-residential property. Typically, a commercial mortgage is used to purchase, refinance, refurbish or develop a property used for business purposes.

Commercial mortgage terms offered by lenders range from 3 to 30 years. 

Types of Commercial Mortgage

Commercial mortgage lenders’ rates vary from lender to lender and often depend on the type of commercial mortgage.

Owner-occupier commercial mortgages

These are often used by business owners for remortgaging or purchasing commercial owner-occupied premises, for example office space. Commercial mortgage lenders generally provide up to 75% Loan to Value for an owner-occupier mortgage.  

For example:  A business, who owned a factory in North London, signed a new lease for 10 years. Unfortunately, their bank decided to exit the market and the business had to repay the bank as soon as possible. The business secured an owner-occupier mortgage with another lender to repay their existing finance. 

Commercial investment mortgages

These are often used by those looking to invest in commercial property, such as a house in multiple occupation (HMO). Lenders usually provide up to 65% Loan to Value for a commercial investment mortgage.

For example: A landlord, needed to refinance their buy to let property in order to stabilise their finances. They approached a lender and secured a 10 year interest only commercial investment mortgage, which ensured they could refinance their buy to let property. 

When can a Commercial Mortgage be used

Commercial mortgages may be used for a:

Requirements for a Commercial Mortgage

Typically, borrowers will have to meet a certain criteria before securing a commercial mortgage.

Credit history/Business accounts/ Profit and loss accounts

To access commercial finance, borrowers will have to provide certain documentation such as their credit history, business accounts or profit and loss accounts to the lender. This enables the lender to make an informed decision and assess the likelihood that the commercial mortgage will be repaid.

Security

Commercial lenders will use a non-residential property as security for the commercial mortgage. This is to ensure that the lender has a course of action in the event that the borrower cannot afford the commercial mortgage repayments.

Deposit

Unlike residential mortgages, which generally require a deposit of 10%, to secure commercial finance the borrower will typically need a deposit of up to 30%.

How to Get a Commercial Mortgage For Property in Sheffield

If you need a commercial mortgage for your property, unless you have an in-depth knowledge of the financial services industry, it is advisable to contact a professional broker.

As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the mortgages available to you. We will assess your specific set of circumstances and arrange a mortgage solution tailored to your needs.

If you need a commercial mortgage, call us on 0203 900 4322 or complete our contact form above.
What Our

Clients Say

Latest

Property Finance Deals & Insight

A manufacturing worker in a hard hat and safety vest uses a laptop to operate a production line, representing the use of asset finance to upgrade machinery
To stay ahead of the competition in the manufacturing industry requires significant investment. You need to take advantage of the ...
23-01-2026
Securing a land mortgage
Ever thought about building your own home? A land mortgage is one way to purchase the land required to begin a self-build project....
22-01-2026
A wide green field with round hay bales scattered across it, representing an agricultural business that can benefit from asset finance.
Asset finance is one of the more powerful financial tools in an agricultural company's toolbox. Designed as a method to offset cap...
22-01-2026
A professional mortgage advisor explains the terms of a fixed or variable rate mortgage document to a client, with a model house and keys on the table.
Understanding how rates work when you get your mortgage or remortgage can save you hundreds (or even thousands) of pounds a year. ...
19-01-2026
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us