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Commercial Mortgage For Bad Credit

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Commercial Mortgage with Bad Credit 

Clifton private finance

We specialise in refinancing or arranging commercial mortgages for those with bad credit in the UK

If you need a commercial mortgage, but your credit rating is holding you back, we can help.
As a general rule, traditional lenders are reluctant to grant commercial mortgages to those who have bad credit; this may be frustrating, especially if you can afford the commercial mortgage repayments.
  • We offer an independent broker service that can help you get a commercial mortgage, even if you have bad credit
  • Our strength as a specialist mortgage broker is providing access to high value mortgage finance
  • Finance for buy to let properties, offices, warehouses, industrial units, factories and retail units
  • We are independent and have strong relationships with many commercial lenders including Lloyds, HSBC, Barclays, NatWest; as well as private banks, wealth managers and specialist lenders that are not available on the high street
  • Short term and long term lending options from 3 months to 30 years
  • Borrow up to 70% of the property value (in some cases this can be higher)
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, commercial property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal
Call us on 0203 900 4322 to discuss you requirements.
Recent

Property Finance Deals

Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800k
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Area
Orpington
Capital Raised
£1.4m
Director Loan Used as Deposit for Large Self Employed Mortgage
Director's Loan Used as Deposit for Large Self Employed Mortgage
Area
London
Capital Raised
£1.6m
Quick Mortgage Arranged to Raise £1,286,250 For London Home Within Two Weeks of Making an Offer
Quick Mortgage Arranged to Raise £1.2m For London Home Within Two Weeks of Making an Offer
Area
London
Capital Raised
£1.29m
Bridging Loan Example: £2.85m Bridging Loan to Buy High Acreage Home Before Selling Existing Property
£2.85m Bridging Loan to Buy High Acreage Home Before Selling Existing Property
Area
Buckinghamshire
Capital Raised
£2.85m
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Area
Surrey
Capital Raised
£13m

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Commercial Mortgage For Bad Credit Service

Types of Commercial Mortgage

There are two types of commercial mortgage.

Owner-occupier commercial mortgages

These are often used by business owners for remortgaging or purchasing commercial owner-occupied premises, for example office space. Commercial mortgage lenders generally provide up to 75% Loan to Value for an owner-occupier mortgage. 

Commercial investment mortgages

These are often used by those looking to invest in commercial property, such as a House in Multiple Occupation (HMO). Lenders usually provide up to 65% Loan to Value for a commercial investment mortgage.

Bad Credit

There are many ways in which an individual’s credit may be adversely affected.

If any of the above applies to you, then you may benefit from our commercial mortgage service.

Commercial Mortgage Service

Our commercial mortgage brokers can provide:

How to get a Commercial Mortgage for Bad Credit

Some traditional lenders make it difficult for people with bad credit to access commercial finance. However, it may still be possible for those without perfect credit to access the funding they need. There are some specialist lenders that provide commercial mortgages for people with bad credit, but these lenders are not available on the high street and usually use intermediaries such as professional brokers.

We have a wealth of experience in identifying suitable commercial mortgages and arranging the best financial solutions for those with bad credit.

If you have bad credit and need a commercial mortgage then call us on 0203 900 4322 or complete our contact form above.
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If you have any questions about our services or want to start making things happen please contact us