Lamborghini PCP Car Finance

Our Service

At Clifton Private Finance, we specialise in providing bespoke Personal Contract Purchase (PCP) finance solutions for Lamborghini vehicles, catering to a diverse range of models designed for unparalleled performance and luxury. Whether you're considering the iconic Lamborghini Aventador, the versatile Lamborghini Urus, or the cutting-edge Lamborghini Revuelto, our expert team connects you with finance packages tailored to your unique requirements.Through independent market comparisons, we identify top-tier PCP packages, often securing financing within hours. Here's how we make Lamborghini ownership more accessible:

• Flexible Finance Options: We offer PCP, Hire Purchase (HP), Balanced Payments, and other finance solutions, such as unsecured loans, to suit your needs
• Competitive Rates: We source cost-effective financing options, often outperforming dealership offers, with rates as low as 8.9% APR
• Customised Packages: Finance plans tailored to your budget, lifestyle, and chosen Lamborghini model
• Repayment Flexibility: Payment terms designed to fit your financial situation, with options extending up to 5 years
• Options for New and Used Models: Whether you're opting for a brand-new Lamborghini or a pre-owned vehicle, we ensure a perfect financing fit

Start your journey toward Lamborghini ownership today. Contact us for a personalised quote or use our finance calculator to explore your options

Get a PCP Quote »

---

Why Choose PCP Car Finance for Your Lamborghini?

Personal Contract Purchase (PCP) finance enhances Lamborghini’s appeal by breaking down the total cost into manageable monthly payments.

PCP is ideal for drivers who value flexibility and affordability while enjoying a premium vehicle. At the end of your PCP agreement, you can:

• Make a final balloon payment to take full ownership.
• Return the car with no additional costs, provided mileage and condition standards are met.
• Upgrade to a new Lamborghini model with a renewed PCP agreement.

Get a PCP Quote »

How PCP Works for a Lamborghini

PCP finance simplifies Lamborghini ownership while providing unmatched flexibility. Here’s how it works:

• Initial Deposit: A typical deposit of 10–20% of the car’s value starts your PCP agreement.
• Monthly Payments: Lower than traditional car loans, these payments cover the car’s depreciation over the contract term.
• Final Balloon Payment: At the end of the term, you can: Pay the balloon payment to purchase the car outright. Return the vehicle. Use it as a trade-in for a new Lamborghini PCP deal.

This structure allows you to enjoy Lamborghini ownership without the financial burden of outright purchase.

Get a PCP Quote »

Lamborghini Models Eligible for PCP in the UK

Lamborghini offers a range of high-performance vehicles that combine luxury and power. Here are some popular models eligible for PCP finance in the UK:

• Lamborghini Huracan: Starting at £285,000, this iconic supercar features a 5.0L V10 engine with 610bhp, a 0-60 mph time of 3.2 seconds, and a fuel economy of 22.2mpg.
• Lamborghini Aventador: Priced around £478,880, this flagship model boasts a 6.5L V12 engine with 740bhp, a 0-60 mph time of 2.9 seconds, and a fuel economy of 18.1mpg.
• Lamborghini Urus: Starting at £211,560, this super SUV offers a 4.0L V8 engine with 641bhp, a 0-60 mph time of 3.6 seconds, and a fuel economy of 22.2mpg.
• Lamborghini Huracan Evo Spyder: Priced around £204,889, this convertible version of the Huracan features a 5.0L V10 engine with 610bhp, a 0-60 mph time of 3.2 seconds, and a fuel economy of 22.2mpg.
• Lamborghini Countach LPI 800-4: Starting at £2,640,000, this limited edition model combines a 6.5L V12 engine with 814bhp, a 0-60 mph time of 2.8 seconds, and a fuel economy of 18.1mpg.

Our team will connect you with lenders offering competitive PCP packages tailored to your chosen Lamborghini model.

Get a PCP Quote »

Comparing PCP to Other Car Finance Options for Lamborghini

Selecting the best car finance plan for a Lamborghini ensures your ownership experience is seamless. Below is an overview of key methods such as Personal Contract Purchase (PCP), Hire Purchase (HP), Personal Contract Hire (PCH), unsecured loans, and credit cards:

Personal Contract Purchase (PCP)

• Advantages: Lower monthly payments, flexibility to keep, return, or upgrade.
• Considerations: Mileage and condition restrictions apply; ownership depends on the balloon payment.

Hire Purchase (HP)

• Advantages: Full ownership after fixed payments, no mileage restrictions.
• Considerations: Higher monthly payments as the full car value is financed.

Personal Contract Hire (PCH)

• Advantages: Regular model upgrades, often includes maintenance.
• Considerations: No ownership option, usage restrictions.

Unsecured Loans

• Advantages: Immediate ownership, no usage restrictions.
• Considerations: Higher interest rates and credit requirements.

Credit Cards

• Advantages: Ideal for deposits or extras, short-term 0% interest promotions.
• Considerations: Impractical for full car purchases due to credit limits.

Here's a handy quick-guide table to review, and compare, between the many options available when it comes to financing Lamborghini Models and Vehicles

Get a PCP Quote »

Choosing the Right Option – PCP Finance for Lamborghini

When selecting the right finance option for your Lamborghini, it’s essential to align your choice with your driving preferences, financial situation, and long-term goals. Each financing method has distinct advantages and considerations, which we’ve outlined to help you make an informed decision:

Personal Contract Purchase (PCP)

• Affordable Monthly Payments: PCP is designed to make owning a Lamborghini more accessible by financing only the vehicle’s depreciation over your chosen term. This results in lower monthly payments compared to other finance methods.
• Flexible End-of-Term Options: At the end of the contract, you have the option to: Make a balloon payment to own the Lamborghini outright. Return the vehicle without any further obligations, provided it meets mileage and condition standards. Upgrade to a newer Lamborghini model with a fresh PCP agreement.
• Best for: Drivers who prefer lower monthly costs, flexibility to change vehicles regularly, and don’t intend to exceed mileage limits.

Hire Purchase (HP)

• Ownership at Completion: HP spreads the full cost of your Lamborghini over fixed monthly payments, leading to outright ownership once all payments are completed.
• No Mileage Restrictions: Unlike PCP, HP does not impose mileage caps, making it ideal for high-mileage drivers or those who frequently explore off-road trails.
• Higher Monthly Payments: Since you’re financing the entire value of the vehicle, monthly payments are typically higher than those under a PCP agreement.
• Best for: Long-term ownership and drivers who plan to keep their Lamborghini for years to come.

Personal Contract Hire (PCH)

• Leasing Simplicity: PCH allows you to lease a Lamborghini for a fixed period without the responsibility of ownership.
• Inclusive Costs: Many PCH agreements include road tax and maintenance, simplifying your expenses.
• No Ownership Option: At the end of the lease, the vehicle is returned to the provider, and you’ll need to start a new agreement if you wish to continue driving a Lamborghini.
• Best for: Drivers who value simplicity, prefer low-maintenance options, and enjoy upgrading to the latest Lamborghini models regularly.

Unsecured Loans

• Immediate Ownership: An unsecured loan provides you with the funds to purchase your Lamborghini outright, giving you full ownership from the start.
• Flexible Terms: Loans can be tailored to suit your repayment preferences, often spanning several years.
• No Restrictions: Unlike PCP or PCH, you’ll have no limitations on mileage or vehicle condition.
• Higher Interest Rates: Depending on your credit score, unsecured loans may carry higher interest rates than dealership financing options.
• Best for: Buyers seeking full ownership without dealership finance contracts.

Credit Cards

• Supplementary Financing: Credit cards are typically used to finance smaller expenses, such as deposits, optional upgrades, or additional accessories for your Lamborghini.
• Short-Term Solutions: They can be advantageous if you have access to a 0% interest promotional period, but they’re not practical for financing an entire vehicle due to credit limits and higher interest rates.
• Convenient Payments: Credit cards can complement other financing methods, offering flexibility for smaller transactions.
• Best for: Managing deposits, paying for customisations, or supplementing other finance options.

Get a PCP Quote »

GAP Insurance for Added Protection

GAP insurance protects against financial shortfalls if your Lamborghini is written off or stolen.

• Financial Security: Covers the difference between your car’s market value and the outstanding finance.
• Comprehensive Coverage: Complements your car insurance.
• Added Confidence: Especially beneficial for high-value vehicles.

Let us arrange tailored GAP insurance alongside your PCP plan.

Get a PCP Quote »

How to Apply for Lamborghini PCP Finance

Our simple process ensures fast and efficient financing:

• Get in Touch: Share details about your chosen model, deposit, and preferred terms. Contact us by phone or online inquiry form.
• Receive a Personalised Quote: Explore tailored finance packages.
• Approval Process: Submit required documents. Approvals typically take 24–48 hours.
• Drive Away: Finalise paperwork and enjoy your Lamborghini with flexible payments.

Contact Us Today

At Clifton Private Finance, we understand that choosing the right finance option can be overwhelming.

Our experienced team is here to provide expert advice tailored to your unique circumstances, helping you navigate the complexities of Lamborghini financing and secure the ideal plan.

Get a PCP Quote »