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As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the options available to you. We will assess your specific set of circumstances and arrange a finance solution tailored to your needs.
HSBC have a variety of secured and unsecured business loan options that can provide a substantial amount of finance with competitive Annual Percentage Rates.
HSBC offer a basic business loan called the Flexible Business Loan that can allow you to borrow from £25,000 on fixed or variable interest, over 12 months to 20 years without the need for a current account.
In addition, the Flexible Business Loan allows for an introductory interest only agreement. This means that for the first 24 months you can pay only the interest on the loan, to give your business the opportunity to build capital. HSBC also give the option to defer up to two monthly loan repayments per year. So in the event that you experience cashflow issues, you may be able to defer a loan payment to allow your business some financial breathing room.
The Equipment and Asset Finance Loan allows you to access the funding you need to purchase new equipment, IT software, stock and even vehicles. This may allow you to invest in new assets without spending the majority of your business’ capital.
Also, if you borrow more than £250,000 at one time then your business can receive protection from interest rate increases.
To qualify for this loan you have to be an HSBC customer and must borrow a minimum of £100,000.
The Business Growth Fund Loan provides finance from £2 million to £10 million with a fixed rate of interest, which is determined on an individual basis.
HSBC’s variable rate is heavily determined by the Bank of England’s base rate. The fixed rate can be agreed on application and can stay locked in for up to 10 years.
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
I have received fantastic service from your company from my first moment of contact. Adam Arnott has been dealing with my application and has kept me informed throughout the normally stressful process.