Halifax Business Loans

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Halifax business loans

Clifton private finance

We specialise in sourcing business loans 

As a specialist finance broker, we provide high quality business loan solutions for our clients.
  • Market leading rates from 0.44% pm
  • Up to 80% Loan To Value (100% with additional security)
  • Loans from £50,000 to £25 Million
  • Terms  from 3 months
  • Interest roll up options
  • Same day agreement in principle
  • We can accept applications from individuals, limited companies, SPV's and offshore structures
  • Finance for residential, commercial including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, development land and buy to let property (portfolios and limited companies welcome)
We pride ourselves on providing excellent service responsive to your needs.
Call us on 0203 880 8890 to discuss your requirements.

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Contact Us

Business Loans Service

Why Choose Us?

Our business loan service provides:
  • Market leading rates
  • Fast service - finance within 5 to 7 days
  • Access to specialist lenders
  • Expert advice - professional service

Types of Business Loan We Can Source

Business loans for:
  • Commercial mortgages
  • Bridging loans
  • Development finance
  • Refurbishment finance
  • Asset finance
  • Buy to let property
  • Invoice finance

Next Steps

As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the options available to you. We will assess your specific set of circumstances and arrange a finance solution tailored to your needs.

Halifax Business Loans

Although Halifax supply banking services for businesses, they do not provide business banking services.  However, they can access business loans from Lloyds Bank and Bank of Scotland (who are both part of the same group).

Types of Business Loans

Through Halifax you can access three different types of business loans. To submit an application to Halifax for a business loan you will need to provide:

  • How much you want
  • What you need the loan for
  • How long you want the term of finance to be

Anyone with the authority to borrow on behalf of your business can access a business loan arranged by Halifax.

Typically, any loan above £25,000 will come with a 1% to 1.5% arrangement fee.

Base Rate Business Loan

You can access the Base Rate Business Loan through Halifax. This loan allows you to obtain finance from £1,000 to £25,000 with a 9% APR and no early repayment costs. The APR offered at the start of the loan may vary, as it is dependent on the Bank of England’s base rate.

The Base Rate Business Loan has standard terms and conditions, however these may differ for loans higher than £25,000.

Fixed Rate Business Loan

Halifax can also source a Fixed Rate Business Loan, which can provide £1,000 to £50,000 with a 9.3% APR representative.  You can decide how long your term of finance is, up to ten years. In addition, the Fixed Rate Business Loan has no early repayment costs.

Mortgage repayments are fixed and are not affected by the Bank of England’s base rate.

Commercial Fixed Rate Business Loan

Although Halifax charges early repayment penalties known as “Break Costs”, the Commercial Fixed Rate Business Loan provides finance from £50,001 to £500,000 with a fixed rate of interest, which is determined on an individual basis.

If you need a business loan call us on 0203 900 4322 or complete our contact form above.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us