Medical Equipment Finance

For buying and refinancing medcial equipment finance

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Respiratory Ventilator Equipment Finance & Leasing

Clifton private finance

We specialise in sourcing all types of Medical Equipment Finance and leasing options in the UK

We provide high-quality Medical Equipment Finance & leasing solutions for UK clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  
Call us on 0203 900 4322 to discuss your requirements.

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Medical Equipment Finance & Leasing - How It Works

What is Medical Equipment Finance & Leasing?

Medical equipment is essential for healthcare providers to diagnose, treat and monitor patients effectively. However, this equipment can be extremely costly to purchase outright. Medical equipment finance & leasing provides a way for practices, clinics, hospitals and other medical facilities to access the latest technology without tying up significant capital.

Instead of paying the full amount upfront, you can spread the cost over an agreed term, usually 12-60 months, via affordable monthly payments. At the end of the lease, you have options like returning the equipment, extending the lease, or purchasing it for the residual value.

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Types of Medical Equipment Eligible for Finance

There are funding solutions available for virtually any kind of medical device or healthcare equipment, including:

Finance Options for Medical Equipment

Depending on your requirements and preferences, there are different finance products you can utilise - here's a brief overview:

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How Medical Equipment Financing Works

At Clifton Private Finance, we understand that financing costly medical equipment can seem overwhelming. Our team of experts is here to guide you through the process and make it as seamless as possible. Financing medical equipment through us is a straightforward process similar to any other type of business loan or asset finance.

Here's how it typically works:

Don't let upfront costs prevent you from accessing critical medical technology and equipment. Contact our team today to discuss your financing requirements. We'll guide you through the entire process, explore all the available options, and ensure you have the equipment you need to provide exceptional healthcare services.

Benefits of Medical Equipment Finance

Potential Drawbacks of Financing

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FAQs on Medical Equipment Finance

How Much Funding Can I Get for Medical Equipment?

Funding amounts can cover between 70-100% of the total equipment value. This depends on factors like the asset type, age, condition, and your trading history. Many lenders require a deposit of 10-30%, though some products are available with 100% financing.

What Documents Are Typically Required?

Be prepared to provide details on the specific equipment you need, including quotes, specs and expected usageYou'll also need to supply financial statements, business plans, tax returns and potentially collateral details if applicable. We'll advise you on the precise requirements.

How Long are Typical Lease Terms?

Lease agreements generally range from 12 to 84 months. The optimal term depends on your projected usage needs and cash flow. Short terms of 1-2 years suit temporary requirements, while longer 5-7 year terms are suited for core medical assets.

Can the Lease Payments Be Tax Deductible?

Yes, in most cases the finance lease or hire purchase payments can be deducted as allowable expenses against your taxable profits. This provides tax relief by reducing your overall tax burden. The deductibility and amount depends on your finance type.

What Are the Options at the End of the Lease?

The most common end-of-term options are to return the equipment to the lender, extend the lease for longer use, or purchase the equipment outright for the residual value. Some agreements allow you to trade-in for new models.

Is There an Early Termination Penalty?

Most finance agreements do have fees for early termination or settlement before the full term is complete. However, a few products offer more flexible terms with no penalties if your situation changes.

Can I Add Maintenance to My Agreement?

Absolutely, most medical equipment financiers allow you to bundle service, maintenance and repair costs into your payment plan under an operating lease structure.

How Quickly Can Equipment Be Delivered?

Upon finance approval, we can have the ordered equipment delivered and installed at your facility within 2-4 weeks on average for stock items. More complex equipment may take 6-8 weeks.

Do You Work With New or Existing Businesses?

We work with all types of medical facilities - from brand new start-ups to well-established private practices, clinics and hospitals looking to upgrade or expand.

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Talk to the Medical Asset Finance Experts

Whether you require an MRI scanner, ECG machine, surgical table or any other critical healthcare equipment, our team at Clifton Private Finance can provide expert guidance and arrange affordable financing tailored perfectly to your needs.

How We Can Help

Looking for medical equipment finance in the UK? Our expertise can assist with:

With our extensive panel of specialist medical equipment lenders, we leverage robust relationships to negotiate competitive rates and flexible packages aligned precisely with your situation.

Don't delay in acquiring the essential machines and technologies to enhance your healthcare services. Discuss your medical equipment financing needs with our experts today. We're committed to supporting your ambitions through smart, tailored funding solutions.

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Call us today to discuss your requirements on 0203 900 4322
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