Specialist
Catering Equipment finance
For financing business related catering equipment - from kitchen appliances to restaurant furniture
For financing business related catering equipment - from kitchen appliances to restaurant furniture
Catering companies and business enter a competitive space, and having access to the right equipment is crucial for delivering exceptional service and maintaining operational efficiency. However, investing in state-of-the-art catering equipment, from commercial ovens and refrigeration units to coffee makers and dishwashers, can be a significant financial burden, especially for small businesses or those just starting out.
At Clifton Private Finance, we understand the unique challenges faced by businesses in the catering industry. That's why we offer tailored financing solutions that empower you to acquire the latest catering equipment and systems, without straining your cash flow or hindering your liquidity. On this page, we'll explore what catering equipment finance entails, how it works, the benefits it offers, and how you can apply.
There are two primary financing routes available for catering equipment: hire purchase and operating lease.
At Clifton Private Finance, we understand that financing essential equipment for your catering business can seem daunting. Our team of experts is here to guide you through the process and make it as seamless as possible. Financing catering equipment through us is a straightforward process that works just like any other type of business loan or asset finance.
Here's how the process typically works:
Discuss your requirements and budget with our specialist brokers. We'll take the time to understand your specific needs, whether you run a café, restaurant, catering company, or any other hospitality business. Our brokers will assess your financial situation and advise on the best financing options for your business.
Select the desired catering equipment and agree on terms with suppliers. With our extensive network of equipment suppliers, we'll help you choose the right cooking equipment, dishwashers, refrigeration units, and other essential items to meet your operational demands. We'll negotiate competitive pricing and terms on your behalf.
Sign the finance agreement, and the lender pays the suppliers directly. Once you've selected your equipment and financing option, you'll sign the finance agreement. Our trusted lenders will then pay the suppliers directly, allowing you to receive and install the catering equipment without any upfront costs.
Receive, install, and start using the catering equipment immediately. As soon as the finance agreement is in place, you can have the equipment delivered and installed at your premises, ensuring minimal disruption to your operations.
Make regular, affordable payments over the agreed term. With flexible financing options like hire purchase or operating leases, you'll make manageable monthly payments tailored to your cash flow. Our team will work with you to structure a payment plan that suits your budget.
At the end of the term, you can choose to own the assets outright, return them, or upgrade to newer models. Depending on your financing option, you'll have the flexibility to either purchase the catering equipment outright, return it to the lender, or upgrade to the latest models available.
In addition to asset finance and leasing solutions for catering equipment, we can also organise flexible business loans to help cover a wide range of costs associated with running a catering business in the UK. These loans can be essential for providing working capital - specfically for business related expenditures, growth & expansions:
With affordable rates, tailored terms from 6 months to 10+ years, and borrowing from £25,000, our finance experts secure competitive business loans aligned to your specific situation and goals. Get in touch if your in need of a business loan for catering related finance.
Our catering equipment finance solutions cover procurement of almost any equipment and assets required, including:
From small coffee shop setups to large-scale commercial kitchens, outdoor catering, we can finance it competitively and simply.
Looking for catering equipment finance in the UK? Our expertise can assist with:
We'll leverage our broad panel of specialist catering equipment finance lenders to negotiate aggressive rates and tailored packages aligned to the unique requirements of your business. Don't hesitate to discuss your catering equipment finance requirements with our team today. We're ready to support your growth and future ambitions through smart funding solutions.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
