Specialist
Business Loans Broker
Business loan brokers help businesses pick the most suitable financing option for their particular situation and needs. They can guide you in finding the best deals and help you through the application process.
Business loan brokers make money by helping business owners acquire the cash flow they need, usually getting a payment or commission as a part of the deal.
Borrowing a loan without using a broker is possible, but you risk making mistakes and either not getting the best loan deal for you or your application being rejected if you do not know what type of loan you can apply for.
A business loan broker can give you all the help you need in finding a cost-effective financing option for your business that provides you with what you need. The knowledge you gain from working with a good broker guarantees you will find a better deal.
Our brokers at Clifton Private Finance have up-to-date expert knowledge on all the business loans available, so if you wish to work with a good business loan broker, feel free to get in touch with us to discuss your next steps.
If you decide not to use a business loan broker and source your business financing, you could be putting yourself and your business at risk if you pick the wrong options. You could end up trapped in an expensive and unnecessary financial agreement, perhaps not getting the funding you need to help your business.
It isn’t too difficult to approach banks and other lenders to request a loan yourself, but knowing which type of loan you need, where to get the best deal offers from and making sure your agreement is a fair deal are all things you might not get right if you don’t use an expert broker to help you.
Choosing the wrong type of business financing options for you could create a few different problems, such as:
● Being stuck with higher monthly payments.
● Not being able to leave an unfair deal due to high early repayment charges.
● Unexpected costs if you do not fully understand your terms.
● Not actually getting all the funding you need for your business
A business loan broker can help you ensure you do not end up in any of these problematic situations to avoid creating further problems for your business while trying to expand.
You can save a lot of time with a business loan broker, as once you begin the initial process of speaking to your broker, they will already have an idea of what type of loan you need and what deals they can find for you as this is their area of expertise. Where you might have to do a lot of research when finding a loan for yourself, a business loan broker already has all this information.
Business loan brokers also know where all of the highest competition is, so if there are a few different options available, they may get you a great deal through this competition between lenders.
No matter your reason for wanting a business loan, a business loan broker has probably dealt with a similar situation before. Whether to get your business out of a financial crisis or to expand and grow your company, an experienced business loan broker will have already worked with many businesses in similar circumstances to yours, so they will know exactly what kind of advice you need.
There are many reasons to work with our expert brokers to find the best deal for you and your business. As a specialist finance broker, we provide high-quality business loan solutions for our clients.
Reasons you should get in touch with our specialist brokers include the following:
● Market-leading rates.
● Borrow up to 60% of your turnover.
● Loans from £25,000 to £25 million.
● Large business loans, working capital loans, unsecured and secured business loans,
e-commerce financing, revolving credit facilities, merchant cash advances, asset finance, invoice finance, management buyout finance, and business acquisition finance.
● Loans under £150,000 a 2-hour credit decision. Above £150,000, it takes a little longer!
● Finance for residential and commercial including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, gyms, investment properties, development land and buy-to-let property (portfolios and limited companies welcome).
Get in touch with our brokers today and begin taking the next steps for your business.
Business loans for:
As a specialist finance broker, Clifton Private Finance can provide a clear picture of your options. We will assess your circumstances and arrange a finance solution tailored to your needs.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
