Business Loan For Cafe

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Business Loan For Cafe

Clifton private finance

Business loan specialists 

As a specialist finance broker, we provide high quality business loan solutions for our clients.
  • Flexible finance solutions for cafe shop owners
  • Business loans for Cafes from £10,000
  • Merchant cash advance finance (using card sales) and working capital solutions e.g. to fund employing cafe staff
  • Finance for buying and upgrading cafe equipment, refurbishment, and cafe card machine sales
  • Business acquisition finance 
  • Minimum trading history of 12 months
  • Fast track application and funds, depending on your requirements, can be made available within 24 hours
We pride ourselves on providing excellent service responsive to your needs.
Call us on 0203 880 8890 to discuss your requirements.

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Business Loans Service

Why Choose Us?

Our business loan service for cafe and coffee shop owners provides:

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Types of Business Loan We Can Source for Cafes

Business loans for:

Next Steps

As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the options available to you. We will assess your specific set of circumstances and arrange a finance solution tailored to your needs.

If you own a cafe or chain of cafes, we can help with your business funding, from cashflow finance to acquisition finance, if you want to grow.

Types of funding we can help Cafe owners with include:

Forecasting every expense your cafe is likely to incur is impossible. When you need funding in a short space of time, you may need business loan funding.

Traditional Lenders

When time is tight, it might not be your best option to apply for the finance you need from a traditional lender. Traditional lenders’ applications can take up to several weeks or even months to process; a delay of this kind may put your cafe's growth potential at risk.

Typically, traditional lenders will not provide a business loan without:

It could be inconvenient and time-wasting to locate all the documents listed above, especially if your application is rejected.

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Specialist business lenders

You could approach a specialist business finance lender if you need a business loan quickly. A private lender’s application process is often faster than an application with a traditional lender. This is because specialist business lenders can often use open banking to check your cafe banking history and provide a funding offer within 48 hours.

Merchant cash advances for cafes

Your cafe requires extensive upkeep to operate.

You'll want to ensure your cafe has the latest equipment available to provide your clients with the highest quality services.

One aspect of this is replacing outdated equipment to offer your customers better service.

In addition, you will need to restock your equipment and ensure that you can maintain all your items properly. It can also be costly to keep your employees around.

Maintaining your business requires a sufficient amount of funds. Here's where merchant cash advances can help. Getting a business cash advance gives you access to the money you need to run your business.

You can use a merchant cash advance to meet your business's needs.

It is possible to repay the money using a percentage of your daily debit and credit card receipts. With a cash advance provider, you are selling the future card machine revenue you will generate to an advance provider who will give you the funds you need now.

It's easier to apply for than a traditional business loan, and it gives you money sooner. 

Merchant Cash Advance Quotes »

If you need a business loan for your cafe call us on 0203 880 8890 or complete our contact form above.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us