Specialist

Bridging Loan for House Sale

Service for UK & International Property

bridging-loan-for-house-sale

Clifton private finance

We specialise in raising large bridging loans on residential and commercial property transactions in the UK & Europe

We provide a specialist service for large bridging loans in the UK & Europe.

Our bridging loans service provides:

  • Market leading bridging loans from £50,000 to £25m
  • Finance for downsizing or upsizing residential property (On a regulated basis)
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • £99 valuation option for properties up to £1 million
  • Terms from 1 month to 12 months
  • Interest roll up options

Residential

Buying Before Selling?

Rates from:

0.41% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at 14th May 2022

Development & Refurb

Fast Finance

Rates from:

0.45% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 14th May 2022

Residential

Large Bridging Loans

Rates from:

0.25% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

Serviced monthly interest required

As at 14th May 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800k
Bridging Loan to Buy Property During Divorce While Waiting for Family Home to Sell
Bridging Loan to Buy Property During Divorce While Waiting for Family Home to Sell
Area
Cheshire
Capital Raised
£700k
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Area
Central London
Capital Raised
£360k
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Area
Scotland
Capital Raised
£910k
€3m Bridging Loan on Ibiza Residential Property to Fund London Development Project
€3m Bridging Loan on Ibiza Residential Property to Fund London Development Project
Area
Ibiza
Capital Raised
€3m
Bridging Loan Example: £2.85m Bridging Loan to Buy High Acreage Home Before Selling Existing Property
£2.85m Bridging Loan to Buy High Acreage Home Before Selling Existing Property
Area
Buckinghamshire
Capital Raised
£2.85m

More Opportunities »

Contact Us

Bridging Loan for House Sale 

One useful function of a bridging loan is to bridge the gap between two properties when attempting to move house, such as downsizing or up-sizing.

If you have found your dream next home, but have yet to find a buyer for your existing property, then short term finance might be a good route to take. You can take out a bridging loan in order to buy your next house while you wait for your existing home to be sold.

You have either 12 months - 18 months to repay the loan to the bridging lenders, depending on the completion dates negotiated during the AIP (agreement in principle) when getting a bridging loan.

Bridging finance in this instance will use your previous property as security when setting up the loan, and your exit strategy in this case would be the final sale of your original property.  This would be a second charge loan as your previous home would be the asset against which your borrowing is secured.

In this instance, this would be for regulated, residential loans. These are properties where yourself or a family member live, or plan to live.

For people in this kind of situation, a short-term finance such as a bridging loan can be a great solution to enable them to cross the bridge to their next home.

Get in touch with one of our experienced brokers to see if they can help you achieve this kind of short term loan.

 

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing large bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our clients the best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us