Specialist

Bridging Loan for House Sale

Service for UK & International Property

bridging-loan-for-house-sale

Clifton private finance

We specialise in raising large bridging loans on residential and commercial property transactions in the UK & Europe

We provide a specialist service for large bridging loans in the UK & Europe.

Our bridging loans service provides:

  • Market leading bridging loans from £50,000 to £25m
  • Finance for downsizing or upsizing residential property (On a regulated basis)
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • £99 valuation option for properties up to £1 million
  • Terms from 1 month to 12 months
  • Interest roll up options

Residential

Buying Before Selling?

Rates from:

0.43% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at September 2020

Development & Refurb

Fast Finance

Rates from:

0.38% pm

Ground Up Development

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase

As at September 2020

Residential

Large Bridging Loans

Rates from:

0.175% pm

Up to 80% LTV

Minimum Loan £500k

Minimum Income £100k

Serviced monthly interest required

As at September 2020

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Low-cost £1.23M bridging loan with flexible terms
Area
Home counties
Capital Raised
£1.23M
£2M-plus bridge to buy new home plus rental property while awaiting sale of Sussex country house
Area
East Sussex
Capital Raised
£2.35M
Bridge finance for Channel Islands resident to build new Guernsey home
Area
Guernsey
Capital Raised
£800K
£2.6M 100% LTV residential bridging loan secured against 3 properties
Area
Kent
Capital Raised
£2.6M
Finish and exit for £1.95M barn development
Area
Sussex
Capital Raised
£605K
Development exit finance before practical completion on 4 Suffolk houses
Area
Suffolk
Capital Raised
£924K

More Opportunities »

Contact Us

Bridging Loan for House Sale 

One useful function of a bridging loan is to bridge the gap between two properties when attempting to move house, such as downsizing or up-sizing.

If you have found your dream next home, but have yet to find a buyer for your existing property, then short term finance might be a good route to take. You can take out a bridging loan in order to buy your next house while you wait for your existing home to be sold.

You have either 12 months - 18 months to repay the loan to the bridging lenders, depending on the completion dates negotiated during the AIP (agreement in principle) when getting a bridging loan.

Bridging finance in this instance will use your previous property as security when setting up the loan, and your exit strategy in this case would be the final sale of your original property.  This would be a second charge loan as your previous home would be the asset against which your borrowing is secured.

In this instance, this would be for regulated, residential loans. These are properties where yourself or a family member live, or plan to live.

For people in this kind of situation, a short-term finance such as a bridging loan can be a great solution to enable them to cross the bridge to their next home.

Get in touch with one of our experienced brokers to see if they can help you achieve this kind of short term loan.

 

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing large bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our clients the best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
What Our

Clients Say

Latest

Property Finance Deals & Insight

News: How to Use Bridging to Beat the Buy to Let Competition
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The dormant spring of the housing market has well and truly ended, following a summer of unprecedented growth after the emergence ...
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Can I borrow more on my mortgage?
For most people, your home will be the most valuable asset you own – so it will be first port of call when you are looking f...
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us