Specialist

Bridging Loan for House Sale

Service for UK & International Property

bridging-loan-for-house-sale

Clifton private finance

We specialise in raising large bridging loans on residential and commercial property transactions in the UK & Europe

We provide a specialist service for large bridging loans in the UK & Europe.

Our bridging loans service provides:

  • Market leading bridging loans from £50,000 to £25m
  • Finance for downsizing or upsizing residential property (On a regulated basis)
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • £99 valuation option for properties up to £1 million
  • Terms from 1 month to 12 months
  • Interest roll up options

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 21st May 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 21st May 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 21st May 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Area
Staffordshire
Capital Raised
£1.48m
Case Study: 24 Month Bridging Loan Secured Against £23m London Home
24 Month Bridging Loan Secured Against £23m London Home
Area
London
Capital Raised
£6.5m
Bridging Loan Guarantor - How It Works
Bridging Loan With A Guarantor To Buy New Bournemouth Home
Area
Bournemouth
Capital Raised
£1m
Private Bank Bridging Loan for Renovation of Type B Listed Property
Private Bank Bridging Loan for Renovation of Type B Listed Property
Area
Fife
Capital Raised
£1.4m
Case Study: High Value Bridging Loan for Semi-Commercial Property
Bridging Loan for Semi-Commercial Property with Complex Exit Strategy
Area
Bath
Capital Raised
£2.55m

More Opportunities »

Bridging Loan for House Sale 

One useful function of a bridging loan is to bridge the gap between two properties when attempting to move house, such as downsizing or up-sizing.

If you have found your dream next home, but have yet to find a buyer for your existing property, then short term finance might be a good route to take. You can take out a bridging loan in order to buy your next house while you wait for your existing home to be sold.

You have either 12 months - 18 months to repay the loan to the bridging lenders, depending on the completion dates negotiated during the AIP (agreement in principle) when getting a bridging loan.

Bridging finance in this instance will use your previous property as security when setting up the loan, and your exit strategy in this case would be the final sale of your original property.  This would be a second charge loan as your previous home would be the asset against which your borrowing is secured.

In this instance, this would be for regulated, residential loans. These are properties where yourself or a family member live, or plan to live.

For people in this kind of situation, a short-term finance such as a bridging loan can be a great solution to enable them to cross the bridge to their next home.

Get in touch with one of our experienced brokers to see if they can help you achieve this kind of short term loan.

 

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing large bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our clients the best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us