Specialist

Bridging Loan For House In Surrey

Bridging Loan For House In Surrey 

Clifton Private Finance

We specialise in raising bridging finance for residential and commercial property transactions in the UK

Competition can be fierce for selected properties in Surrey and bridging finance can make the difference in securing the deal!
Our bridging loans service provides:
  • Market leading bridging finance from £50,000 to £25 million
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 10 to 15 working days possible depending on your circumstances
  • Terms from 1 month to 3 years
  • Loan to values up to 80% (can be more if other assets in the background)
  • Interest roll up options (interest paid at the end of the term)
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Bridging finance for business purposes (Pay HMRC tax bill, purchasing land or new premises, deposit for new purchase, business growth)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates
Call us on 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan to Downsize to Retirement Property Before Current Home Sells
Bridging Loan to Downsize to Retirement Property Before Current Home Sells
Area
Bristol
Capital Raised
£400k
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800k
Bridging Loan to Buy Property During Divorce While Waiting for Family Home to Sell
Bridging Loan to Buy Property During Divorce While Waiting for Family Home to Sell
Area
Cheshire
Capital Raised
£700k
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Area
Central London
Capital Raised
£360k
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Area
Scotland
Capital Raised
£910k
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Area
Wales
Capital Raised
£960k

More Opportunities »

Contact Us

Bridging Loan for A House in Surrey

Special features of what we offer include:

  • Bridging Loan facilities from £50,000 to £25 million
  • Residential and commercial property finance
  • Finance for residential purchase; downsizing; development and refurbishment; buying at auction; extending a lease; breaking a property chain
  • Commercial finance - purchase; refinance; property improvements
  • FCA Regulated and unregulated loans
  • Term of Finance - From 1 to 36 months
  • Interest roll up schemes
  • Bridging loans for individuals, limited companies, sole traders and partnerships and trusts
  • Lowest Rates - Access to leading bridging loan deals
  • Fast turnaround - Speak to us today if you need to move quickly
  • No upper age limit
To investigate your bridging loan options call us on 0203 900 4322 or complete our call back form or "online chat" facility. 

For residential purchase we can provide bridging loan options and then provide mortgage solutions once the bridging loan is no longer required. 

What are bridging loans? 

Bridging loans are a specialist kind of loan designed solely for shorter term usage to provide a temporary cash flow solution or ‘bridge’ before additional permanent finance becomes available.

The method for obtaining a bridging loan is straightforward and really versatile with a more flexible set of criteria than is usually required by most high street banks and mortgage lenders. Like a mortgage, a bridging loan is secured against your property. With bridging a realistic and viable exit will be required by the lender.

Call us today on 0203 900 4322 

How do bridging loans work?

Bridging loans are frequently utilised as an answer to a temporary cash flow issue. A common example of this type of situation is when a person wishes to buy a property but still needs to sell their existing home. A bridging loan can, in these circumstances, provide a solution by offering short term funding. In areas such as Surrey where demand is high for property bridging finance can be a very useful tool in beating off the competition for a property.

Bridging loans may be offered in amounts ranging from £50,000 to several million, depending on your circumstances and which lender you approach. Click here for more information on large bridging loans 

Bridging loans can be used for:

  • Bridging the gap between purchase and saleSecure a property quickly before it is snapped up by another buyer – even if you have not yet sold your current home
  • Downsizing - Timings between buying and selling an exisiting property are rarely aligned. A bridging loan can smooth the process.
  • Mortgage chain issues? - Secure your ability to buy even in the event that the home buying chain breaks down – for example, if the sale of your old house falls through, a bridging loan can allow you to still have sufficient funds to purchase the new house
  • Buying an auction property?  – Use a bridging loan to pay the required percentage needed to secure the property on the day of the auction
  • Need to move fast? - Get a fast, temporary cash injection when you most need it during the property purchasing process. The ability to move quickly can make the difference on any property transaction.
  • Development finance - If you are buying property to redevelop and you need finance to get your project off the ground then a bridging loan could help make the difference
  • Lease extension - Extending a property lease can be costly and may be necessary before a mainstream lender will consider giving you a mortgage. A bridging loan to purchase a lease extension can provide you with the funds to make this happen.
  • Commercial property - Finance for purchase or refinancing and making property improvements.

Buying property in Surrey

In a recent survey 50% of the UK's most expensive British towns in which to buy a home were in Surrey.

While London is still the destination of choice for the wealthy areas such as Buckinghamshire and Surrey are seen as very attractive options.

Areas within Surrey that are at the top of the list include Virginia Water and Cobham, followed by Esher, Richmond & Weybridge.

To investigate your finance options for a house or investment property in Surrey call us on 0203 900 4322 or fill in our call back form.
What Our

Clients Say

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If you have any questions about our services or want to start making things happen please contact us