Specialist

Bridging Loan For Dental Practice

 

Bridging Loan for Dental Practice

Clifton private finance

We specialise in raising bridging finance on residential and commercial property transactions in the UK & Europe

Our bridging loans service provides:
  • Market leading bridging loans from £50,000 to £25m
  • Monthly interest rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • £99 valuation option for properties up to £1 million
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment loans (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment loans (Extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Bridging loans for business purposes (Pay HMRC tax bill, purchasing land or new premises, deposit for new purchase, business growth)
  • Alternative non bricks and mortar asset backed bridging loans considered (£1m + ) e.g. pension, investment porfolios, jewellery, fine art, classic cars
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.41% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at 16th June 2022

Development & Refurb

Fast Finance

Rates from:

0.45% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 16th June 2022

Residential

Large Bridging Loans

Rates from:

0.27% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

Serviced monthly interest required

As at 16th June 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


We can help with meeting tight deadlines & provide a fast and professional service.
Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan to Downsize to Retirement Property Before Current Home Sells
Bridging Loan to Downsize to Retirement Property Before Current Home Sells
Area
Bristol
Capital Raised
£400k
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800k
Bridging Loan to Buy Property During Divorce While Waiting for Family Home to Sell
Bridging Loan to Buy Property During Divorce While Waiting for Family Home to Sell
Area
Cheshire
Capital Raised
£700k
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Area
Central London
Capital Raised
£360k
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Area
Scotland
Capital Raised
£910k
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Area
Wales
Capital Raised
£960k

More Opportunities »

Contact Us

BRIDGING LOAN FOR DENTAL PRACTICE

Why use our service?

Clifton Private finance are a specialist finance broker providing outstanding mortgage and short term finance solutions to UK and International clients. Our registered office is Bristol but we have offices in London & Cardiff.

Our service offers:

To investigate your bridging loan options call us on 0117 959 5094 or fill in our call back form above.

What are bridging loans?

Bridging loans are a specialist kind of short term loan designed solely to provide a temporary cash flow solution which allows you to "bridge the gap’ before additional permanent finance becomes available.

The method for obtaining a bridging loan is straightforward and really versatile with a more flexible set of criteria than is usually required by most high street banks and mortgage lenders. Like a mortgage, a bridging loan is secured against property. 

With bridging a realistic and viable exit will be required by the lender.

What are the costs of a bridging loan?

By its nature short term finance is more expensive than longer term finance (mortgage).

It is important to see bridging finance as a means to an end providing a solution for a short term funding gap.

There will be a lender arrangement fee which is typically 2% of the loan. This fee is usually added to the loan. Interest is calculated monthly and the rate you pay will depend on the loan to value (LTV) although for non regulated bridging other factors such as location, property type, and how the exit is to be achieved will also be variables in determining how much interest you will pay. For some unregulated bridging loans a lender depending on the situation may charge an exit fee which could range from 1% to 2%.

With bridge finance interest payments are accrued monthly but in most cases only paid back at the end of the loan term. So the good news is that you do not have to service the monthly interest rate payments. As bridging is secured lending there will be administration fees - solicitors will need to get involved in ensuring that the legal conveyancing is done correctly - legal costs will be similar to what you would pay for a mortgage. There will also be valuation fees carried out by an independent surveyor. If you use the service of Clifton Private Finance a broker fee will be charged.

For bridging loan lenders we work with you only pay interest for the time you use the loan facility. 

For a bespoke quote it is important that you speak to a specialist broker to assess your situation in full.

 

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To investigate your bridging loan options call us on 0117 959 5094 or fill in our call back form above.


Residential

Buying Before Selling?

Rates from:

0.41% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at 16th June 2022

Development & Refurb

Fast Finance

Rates from:

0.45% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 16th June 2022

Residential

Large Bridging Loans

Rates from:

0.27% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

Serviced monthly interest required

As at 16th June 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


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Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us