Specialist

Bridging loan for buying a house

Service for UK & International Property

bridging-loan-for-buying-house

Clifton private finance

We specialise in raising large bridging loans on residential and commercial property transactions in the UK & Europe

We provide a specialist service for large bridging loans in the UK & Europe.

Our specialist team of bridging loan brokers can offer:

  • Bridging finance from £50,000 to £25M
  • Exclusive interest rates from 0.43% APR
  • Financing for downsizing or upsizing residential property (on a regulated basis)
  • Lower rates from £1 million + loans 
  • £99 valuation option for properties up to £1 million
  • Interest roll up options.
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.50% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 3rd January 2024

Development & Refurb

Fast Finance

Rates from:

0.50% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 3rd January 2024

Residential

Large Bridging Loans

Rates from:

0.50% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 3rd January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
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Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
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Capital Raised
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Case Study: 24 Month Bridging Loan Secured Against £23m London Home
24 Month Bridging Loan Secured Against £23m London Home
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Capital Raised
£6.5m
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Area
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Capital Raised
£1m
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Private Bank Bridging Loan for Renovation of Type B Listed Property
Area
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Capital Raised
£1.4m
Case Study: High Value Bridging Loan for Semi-Commercial Property
Bridging Loan for Semi-Commercial Property with Complex Exit Strategy
Area
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Capital Raised
£2.55m

More Opportunities »

Bridging loan for buying a house 

We provide a specialist service for bridging loans in the UK and Europe.

Our specialist team of bridging loan brokers can offer:

Call us on 0117 959 5094 to discuss your requirements.

Bridging loans are a short-term form of finance, usually secured against a property or asset.  If you are in a time crunch when in the process of buying a home, a bridging loan can be very useful form of finance.

This kind of borrowing can be useful when buying property in many different situations.

These might include:

Depending on whether the property you are buying is intended to house members of your family, your bridging loan will be regulated or unregulated. Bridging loans will look differently depending on your situation.

For example, if you are looking for a bridging loan to enable you to downsize to a retirement property, this will be different to an experienced developer looking for a bridging loan to continue construction on an ongoing project.

But in both of these different cases, bridging loans can be used to release funds when they are needed in order to ensure a smoother financial transition in a situation where other forms of lending would not fit the time frame. The short-term nature of bridging finance makes these situations viable.

Bridging loans can be especially useful in situations where other types of finance are not viable due to the nature of the property. In the case of properties bought at auction, the payment for this property must be made within 28 days. This is not enough time for a traditional mortgage to be arranged, but it enough time for a bridging loan to be sorted out.

In the case where a property does not meet the criteria to be considered mortgageable, then a bridging loan can instead be used to fund the purchase without the restrictions of mortgage requirements.

If you are intending to have family members living in this property, you will need a regulated bridging loan. If you are buying without intent for a family member to live in the property, such as part of a development or an investment property, then you can have an unregulated bridging loan.

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing commercial and residential bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us