Specialist

Bridging Loan For Building A House

Bridging Loan For Building A House

Clifton private finance

We specialise in raising bridging finance for building a house in the UK

Our bridging loan service provides:
  • Market leading bridging loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Bridging finance for business purposes (purchasing land or new premises, deposit for new purchase)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rate

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 21st May 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 21st May 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 21st May 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Area
Staffordshire
Capital Raised
£1.48m
Case Study: 24 Month Bridging Loan Secured Against £23m London Home
24 Month Bridging Loan Secured Against £23m London Home
Area
London
Capital Raised
£6.5m
Fast Bridging Loan to Raise Deposit for a Larger Family Home
Fast Bridging Loan to Raise Deposit for a Larger Family Home
Area
London
Capital Raised
£215k
Bridging Loan Guarantor - How It Works
Bridging Loan With A Guarantor To Buy New Bournemouth Home
Area
Bournemouth
Capital Raised
£1m
Case Study: Fast Bridging Loan with Low Credit Score to Buy Before Sale
Fast Bridging Loan with Low Credit Score to Buy Before Sale
Area
North Wales
Capital Raised
£140k

More Opportunities »

Bridging Loan for Building a House Service

Special features and what we offer include:

  • Bridging finance from £50,000 to £25M
  • Term of Finance from 1 to 36 months
  • Loans may be secured within 5 to 7 working days
  • FCA Regulated and unregulated loans
  • Finance for inexperienced individuals
  • Interest roll up schemes
  • No upper age limit
  • Bridging finance for individuals, limited companies, sole traders and partnerships and trusts

What are bridging loans for building a house?

Securing finance from a traditional lender can be difficult when building a house from scratch. Typically, high street lenders will only provide up to a certain percentage of the costs to build a house. For self-build mortgages, high street lenders will generally provide the funds in stages after periodic inspections.

A bridging loan is a specialist, fast, short term financial solution that can be used to ‘bridge’ the gap in funding before additional permanent finance becomes available.

Bridging loans are a popular way to source finance for individuals looking to build a house themselves, as the finance can be release in stages or as a lump sum and there is no requirement for periodic inspections.

Also, bridging loans usually have the option to ‘roll-up’ interest and be paid at the end of the term of finance to avoid monthly interest payments. This may be an attractive option for self-build projects as it allows individuals to spend their budget on development, not on monthly interest payments.

How to get a bridging loan for building a house

Bridging loans for building a house are normally only offered by private banks and specialist lenders. These do not normally work directly with the public, but only through intermediaries such as bridging finance brokers. To get a bridging loan for building a house, you will therefore normally need to apply through a broker.

If you require a bridging loan for building a house, you should speak to a finance specialist as they will recommend the appropriate finance for you and your particular set of circumstances.

To find out more about your finance options, call us today on 0117 959 5094 or use our simple contact form to get in touch.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us