Specialist

Bridging Loan For A House Renovation

Bridging Loan For A House Renovation

Clifton private finance

We specialise in raising bridging finance for housing renovation throughout the UK

The main challenge for many individuals looking to renovate their property is getting the necessary funding in place.

Bridging loans can provide the opportunity to access the finance required to complete their renovations.

  • Market leading bridging loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 21st May 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 21st May 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 21st May 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our market knowledge we can deliver enhanced, bespoke or exclusive terms based on your requirements
Call us on 0117 959 5904 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan to Fund Multiple Renovation Projects | Case Study
£950k Bridging Loan to Fund Multiple Renovation Projects
Area
Swindon
Capital Raised
£950k
Bridging Loan and Refinance Arranged for Large Self Build | Case Study
Bridging Loan and Refinance Arranged for Large Self Build
Area
Milton Keynes
Capital Raised
£225k
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Area
Staffordshire
Capital Raised
£1.48m
Case Study: 24 Month Bridging Loan Secured Against £23m London Home
24 Month Bridging Loan Secured Against £23m London Home
Area
London
Capital Raised
£6.5m
Fast Bridging Loan to Raise Deposit for a Larger Family Home
Fast Bridging Loan to Raise Deposit for a Larger Family Home
Area
London
Capital Raised
£215k

More Opportunities »

Bridging Loan for a House Renovation Service

Special features and what we offer include:

  • Bridging finance from £50,000 to £25M
  • Term of Finance from 1 to 36 months
  • Loans may be secured within5 to 7 working days
  • FCA Regulated and unregulated loans
  • Interest roll up schemes
  • No upper age limit
  • Bridging finance for individuals, limited companies, sole traders and partnerships and trusts

What are bridging loans for a house renovation?

Renovating a property can sometimes take a lot of time and resources, often property renovation takes longer than expected because the right finance is not in place.  Bridging loans can provide adequate funding to swiftly complete a renovation.

Most home owners or developers will initially approach a high street to apply for the funding required for their renovation. Unfortunately, traditional lenders may wait months before providing the finance that is needed.

A bridging loan is a specialist, fast, short term financial solution that provides another option to acquire the funds to complete a renovation.

With a bridging loan there is usually the option to ‘roll up’ interest to pay at the end of the term of finance. This enables home owners and developers to spend all of their finance on the renovation, instead of having to make monthly interest repayments.

How to get a bridging loan for a house renovation

It is important to note that bridging loans are not available from mainstream lenders, and generally bridging loan providers do not deal directly with the general public. To get a bridging loan for a house renovation, you will therefore normally need to apply through a broker.

If you require a bridging loan for an extension, you should speak to a finance specialist as they will recommend the appropriate finance for you and your particular set of circumstances.

To find out more about your finance options, call us today on 0117 959 5904 or use our simple contact form to get in touch.
What Our

Clients Say

Latest

Property Finance Deals & Insight

8 Ways to Finance Home Improvements
The time has come in your journey as a homeowner - you're refurbishing your house and looking for the best ways to finance your ho...
11-06-2024
Interest Only Vs Repayment Mortgages: Which Is Better?
Making a decision between an interest-only or repayment mortgage is an important financial decision. Here, we look at the key...
10-06-2024
Can I get a mortgage for 5 or 6 times my salary
Is it possible to borrow more than 5 times your salary? Amidst high interest rates, mortgage affordability is on the mind more tha...
10-06-2024
Business Loan Eligibility – 9 Things to Know
Business loan eligibility - There are a variety of business finance solutions out there, all with varying criteria, risk profiles ...
07-06-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us