Bridging Loan Agreement in Principle

Service for UK & International Property


Clifton private finance

We specialise in raising large bridging loans on residential and commercial property transactions in the UK & Europe

Our bridging loans service provides:

  • Agreement in principle - same day "AIP"
  • Market leading bridging loans from £50,000 to £25m
  • Finance for downsizing or upsizing residential property (on a regulated basis)
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • £99 valuation option for properties up to £1 million
  • Terms from 1 month 
  • Interest roll up options
  • We provide a friendly, professional service to help you get the money you need at the best available rates


Buying Before Selling?

Rates from:

0.43% pm


Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at September 2020

Development & Refurb

Fast Finance

Rates from:

0.38% pm

Ground Up Development

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase

As at September 2020


Large Bridging Loans

Rates from:

0.175% pm

Up to 80% LTV

Minimum Loan £500k

Minimum Income £100k

Serviced monthly interest required

As at September 2020

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

Call us on 0117 959 5094 to discuss your AIP requirements.

Property Finance Deals

Bridging Loan For House In North London
North London
Capital Raised
Low-cost £1.23M bridging loan with flexible terms
Home counties
Capital Raised
£2M-plus bridge to buy new home plus rental property while awaiting sale of Sussex country house
East Sussex
Capital Raised
Bridge finance for Channel Islands resident to build new Guernsey home
Capital Raised
£2.6M 100% LTV residential bridging loan secured against 3 properties
Capital Raised
Finish and exit for £1.95M barn development
Capital Raised

More Opportunities »

Contact Us

Bridging Loan Agreement in Principle

Agreements in principle are initial decisions about how much a lender is willing to lend a borrower based on details about the perspective borrower provided to the lender via the broker. This will happen during the process of purchasing a property or during the process of application for a bridging loan.

You might hear these referred to in other ways eg deal in principle, decision in principle, offer in principle, approval in principle - these just mean the same thing. You may also see them referred to as DIP.

It can also be viewed as a confirmation that a lender is willing to give a borrower a certain amount.

You can apply for an agreement in principle online or by phone.

An agreement in principle is valid for a fixed time – if this time expires, you may need to seek another agreement.

This time scale is usually valid for 30-90 days, dependent on the lender.

An agreement in principle is not unique to bridging loans – these happen in most loans, from mortgages to long-term borrowing eg commercial mortgages, development finance loans.

In order to get an agreement in principle you will need to supply some personal details such as:

You will need to also provide information about your income, your credit rating and your spending habits. You shouldn’t need supporting documents at this stage, but later you will need to provide proof of the information provided.

Our broker will supply this information to the lender so that they can have the necessary knowledge to decide about how much they are willing to lend to you.

The lender will the supply a document which will indicate the maximum amount they are willing to lend to this borrower based on the information provided.

An agreement in principle is not:

You might be denied an agreement in principle for a number of reasons – i.e.

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our clients the best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your AIP requirements


What Our

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us