Specialist

Bridging Finance In London

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Bridging Finance In London 

Clifton private finance

We specialise in raising bridging finance on residential and commercial property transactions in London

Given how competitive the London property market is, getting the right finance in place quickly when you want to buy a property can be crucial.
Bridging finance offers a fast, flexible way to access large amount of capital when you need it.
  • Market leading bridging finance from £50,000 to £25m
  • Rates from 0.44% pm
  • Lower rates for £1 million+ finance
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Bridging finance for business purposes (Pay HMRC tax bill, purchasing land or new premises, deposit for new purchase, business growth)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates
We can help with meeting tight deadlines & provide a fast and professional service.
Call us on 0117 959 5094 to discuss your requirements.
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Contact Us

London Bridging Finance Service

Our specialist brokers can help with bridging finance in London, including:

To find out more about getting bridging finance in London, use our contact form or call us on 0117 959 5094.

Reasons to use bridging finance

There are two main reasons people tend to use bridging finance to buy property in London or elsewhere:

1)      They need to make a purchase fast and don’t have time to apply for a mortgage e.g. when there is a lot of competition for a property and being able to move fast is essential to secure the property or where there is a 28 day time limit to complete when a property is bought at auction.

2)      The property is considered unmortgageable e.g. it does not have a functional kitchen and bathroom or there are less than 80 years left on the lease if the property is leasehold.

Bridging finance provides the ideal solution because it can often be accessed in a matter of days and can usually be secured on properties that are considered unmortgageable. 

Applying for bridging finance in London

Bridging loans are mainly offered by private banks and lenders and specialised subsidiaries of high street banks. This means they are not usually available direct to the public, and must be accessed via intermediaries such as loan brokers.

A bridging loan broker, such as Clifton Private Finance, will know which lenders are most likely to offer the best deals for your borrowing needs and financial situation, so should be able to quickly find you the money you need. That way, you get the capital you need fast and with minimal stress.

Find the best interest rates and fees on London bridging finance

Bridging finance tends to be more expensive than some other types of borrowing, such as a mortgage, so it is essential to get the best deal you possibly can. Clifton Private Finance has contacts with all the top lenders, so can offer you the lowest interest rates and fees on the money you need.

Need bridging finance in London? Get in touch today using our contact form or by calling us on 0117 959 5094.

What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us