Agricultural Mortgage

How We Work

1. Get a Customised Quote

Our agricultural finance brokers will get an understanding of your business and your requirements, look at your financial forecasts and accounts, and provide a sense-check on what product(s) will best fit your needs, as well as how much you could borrow, and what the costs and terms could look like.

2. Compare Options

When you’re happy with the proposed solution, we’ll go away and compare options across the market. We’ll often present a range of choices ranging from lowest cost to most flexible, and we’ll talk you through the pros and cons of each if it’s a close decision.

3. Submit Your Application

If you’re happy with the terms we can source, we’ll handle the paperwork and submit your application for you. We’ll handle any issues and questions that may arise from the lender, and we’ll keep chasing your application to ensure funds are released as quickly as possible.

4. Receive Funds

You receive your finance– success! We’ll always be here for any ongoing questions or support you require during your loan term.

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Our experienced finance team can help you access mortgage finance to diversify, grow and improve your business.

With many high street banks having suspended lending to the farming community or simply not providing the level of service you should expect from a lender we can help you source the finance solution with excellent service standards.

Our Agricultural Mortgage Service

At Clifton Private Finance, we have an extensive network of specialist lenders who are prepared to provide agricultural mortgage finance to farmers.

Our specialist brokers can access loans up to 65% LTV with favourable terms of finance and can get you agricultural finance quickly when time is tight.

What Can I Use Agricultural Mortgage Finance For?

Agricultural mortgages can be used for a variety of different set of circumstances.

Some of the most common uses of agricultural finance are:

Property purchase:

One of the main uses of agricultural finance is to purchase property. If you need additional finance to buy a property near your farm, then you could access the funding you need through agricultural finance.

Land purchase:

A number of farmers do not own their farmland outright, as many farmers have leaseholds on their farms. If you have a leasehold on a farm, then agricultural finance may put you in the position to purchase the farmland. Alternatively, agricultural finance could help you purchase some additional land to help your farm grow.

Development finance:

Agricultural finance can be used to fund the development of one of your farm buildings. Developing or refurbishing a farm building could help you maximise the potential of your farmland and increase your income, for example, converting a farm building into a holiday let.

Investment:

Many farmers are now looking for innovative ways to increase and diversify their income. Investments could provide alternative revenue streams to diversify your income. It is possible to use agricultural finance to source the capital required to invest in attractive opportunities.

Although agricultural finance can be used in several different scenarios, it is integral to get the right finance for your specific needs.

Check Eligibility

How much do you want to borrow?