Specialist

Bridging Loan for Property Development

Bridging Loan For Property Development

Clifton private finance

We specialise in raising bridging finance for residential and commercial property development

Our bridging finance service provides developers with:
  • Market leading bridging loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Bridging finance for business purposes (purchasing land or new premises, deposit for new purchase)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.50% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 3rd January 2024

Development & Refurb

Fast Finance

Rates from:

0.50% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 3rd January 2024

Residential

Large Bridging Loans

Rates from:

0.50% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 3rd January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us today on 0117 959 5094 
Recent

Property Finance Deals

Development Loan to Refinance New Build House
Development Loan to Refinance New Build House
Area
Daventry
Capital Raised
£1.6m
Fast Bridging Loan For Complex Development Project
Fast Bridging Loan For Complex Development Project
Area
Gloucester
Capital Raised
£1M
Case Study: Securing £1.25m Buy to Let Mortgage for Development Finance Exit
£1.25m Buy To Let Mortgage Secured for Development Finance Exit
Area
Hatfield
Capital Raised
£1.25M
Property Development Bridge Loan For New Build Dream Home
Property Development Bridge Loan For New Build Dream Home
Area
Stevenage
Capital Raised
£90k
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Area
Scotland
Capital Raised
£910k
€3m Bridging Loan on Ibiza Residential Property to Fund London Development Project
€3m Bridging Loan on Ibiza Residential Property to Fund London Development Project
Area
Ibiza
Capital Raised
€3m

More Opportunities »

Bridging Loan For Property Development Service

Special features and what we offer include:

What are bridging loans for property development?

Typically, securing development finance from a traditional lender can be a laborious process and can take several weeks or even months before receiving the necessary funding.

A bridging loan is a specialist, fast, short term financial solution that can be used to ‘bridge’ the gap in funding before additional permanent finance becomes available.

Bridging loans are a popular option for property developers to fund their projects, as they can provide finance within a short period of time to minimise the delay in their development.

Bridging loans generally come with the option to ‘roll up’ interest to repay at the end of the term of finance. This is ideal for property developers, as it allows them to avoid monthly interest payments and frees up their finance to spend on their project.

When to use a property development bridging loan

Bridging loans can be used to facilitate many different development projects including:

As a general rule, traditional lenders are reluctant to provide finance for an unmortgageable property.  A property is deemed unmortgageable by traditional lenders if the value of the property is below 40K or it does not have a functioning bathroom or kitchen.

Unlike the finance offered by traditional lenders, bridging loans can be secured for the purchase and development of unmortgageable properties, making sure that developers do not lose out on attractive opportunities.

How to get a bridging loan for property development

If you require a bridging loan for property development, you should speak to a finance specialist as they will recommend the appropriate finance for you and your particular set of circumstances.

To find out more about your finance options, call us today on 0117 959 5094 or use our simple contact form to get in touch.
What Our

Clients Say

Latest

Property Finance Deals & Insight

Mortgages for doctors - Finance for Medical Professionals
Mortgages for doctors are not as straightforward as you may not expect. Doctors and medical professionals face particular challeng...
16-02-2024
4 Reasons to get on the UK property market as an expat
If you're a British national looking to get a UK expat mortgage from Dubai, you may be wondering what's available for you.  ...
13-02-2024
Top 10 Rental Yield Hotspots for Landlords
Where are the best places in the UK to invest in property? We explore the Top 10 Rental Yield Hotspots for landlords, touching on ...
09-02-2024
How to get a mortgage on a UK property if you live in Australia
Getting a UK mortgage can be challenging if you live in Australia. Australian residents will face scrutiny when applying for an in...
08-02-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us