Expat Mortgage For UK Buy To Let Properties

For Buying & Refinancing Property In The UK

Expat Mortgages For UK Buy To Let Properties

Clifton private finance

We can help source mortgage finance for non UK citizens in excess of £500k on residential and commercial property transactions in the UK

Rental property in the UK can be a good investment for expats, if you have the right buy to let finance in place.
High street lenders will not normally lend to people resident outside the UK, but there are a number of private lenders with more flexible lending criteria who regularly offer buy to let mortgages to expats.
Clifton Private Finance finds expat mortgages for UK buy to let properties on a regular basis, taking advantage of our many established contacts in the private banking sector.

We offer our clients:

  • Residential and commercial buy to let mortgages from £250k to £25m.
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates.
  • Access to high street and private banks, specialist lenders, family offices and wealth managers. We also have access to private investor funds.
  • Enhanced, bespoke or exclusive terms to match your unique requirements.
Call us on +44 203 900 4322 to discuss your requirements.

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Contact Us


We offer a specialist mortgage service for British expats, providing:

Our service provides expert help to expats looking to invest in the UK rental market. 
Call Clifton Private Finance today on +44 203 900 4322 to discuss your requirements.


How to apply for an expat buy to let mortgage

Because buy to let mortgages are only usually available to expats through private lenders, you will need to apply via a finance broker with connections in the private banking section. This is because private banks do not normally deal directly with the public.

We can structure buy to let finance that best suits your circumstances.

Lending criteria for expat buy to let finance

Lending criteria for expat mortgages tend to be fairly flexible as private banks look at lenders as individuals, rather than trying to fit them into a set of pre-determined conditions, as high street lenders do.

This means that issues such as salary paid in a foreign currency, on complex income (including from stocks and shares) need not be an issue as they would be with some lenders. Private lenders are also likely to consider your other income as well as the property’s rental income when calculating affordability.

Some lenders may require you to provide a 25% deposit to qualify for a buy-to-let mortgage as an expat, but his depends on the lender and your personal circumstances.

Find the best deals on expat mortgages for UK buy to let properties

Clifton Private Finance is a UK-based, FCA regulated mortgage broker with extensive experience in finding buy to let mortgages for British expats. We have established connections with leading UK & International lenders.

Fill out the contact form above or call Clifton Private Finance today on +44 203 900 4322 
to speak to a member of our finance team.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us