Specialist

Expat Mortgage For UK Buy To Let Properties

For Buying & Refinancing Property In The UK

Expat Mortgages For UK Buy To Let Properties

Clifton private finance

We can help source mortgage finance for non UK citizens in excess of £500k on residential and commercial property transactions in the UK

Rental property in the UK can be a good investment for expats, if you have the right buy to let finance in place.
High street lenders will not normally lend to people resident outside the UK, but there are a number of private lenders with more flexible lending criteria who regularly offer buy to let mortgages to expats.
Clifton Private Finance finds expat mortgages for UK buy to let properties on a regular basis, taking advantage of our many established contacts in the private banking sector.

We offer our clients:

  • Residential and commercial buy to let mortgages from £250k to £25m.
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates.
  • Access to high street and private banks, specialist lenders, family offices and wealth managers. We also have access to private investor funds.
  • Enhanced, bespoke or exclusive terms to match your unique requirements.
Call us on +44 203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Case Study: High Value Bridging Loan for Semi-Commercial Property
Bridging Loan for Semi-Commercial Property with Complex Exit Strategy
Area
Bath
Capital Raised
£2.55m
Case study: £1.2M Bridging Loan for Property in South Africa
Bridging loan on UK property to Purchase Home in South Africa
Area
Cape Town
Capital Raised
£1.2M
Securing a Residential Mortgage for a £20 Million Surrey Home
Securing a Residential Mortgage for a £20 Million Surrey Home
Area
Surrey
Capital Raised
£13m
Loan to Finance Purchase of Aston Martin DB6
Loan To Finance Purchase Of Aston Martin DB6
Area
London
Capital Raised
£300,000
Short Term Finance from Private Bank Secures £1.6m Colchester Home
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800K
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Area
Orpington
Capital Raised
£1.4m

More Opportunities »

EXPAT MORTGAGE BROKERS FOR BUY TO LET PROPERTIES

We offer a specialist mortgage service for British expats, providing:

Our service provides expert help to expats looking to invest in the UK rental market. 
Call Clifton Private Finance today on +44 203 900 4322 to discuss your requirements.

  

How to apply for an expat buy to let mortgage

Because buy to let mortgages are only usually available to expats through private lenders, you will need to apply via a finance broker with connections in the private banking section. This is because private banks do not normally deal directly with the public.

We can structure buy to let finance that best suits your circumstances.

Lending criteria for expat buy to let finance

Lending criteria for expat mortgages tend to be fairly flexible as private banks look at lenders as individuals, rather than trying to fit them into a set of pre-determined conditions, as high street lenders do.

This means that issues such as salary paid in a foreign currency, on complex income (including from stocks and shares) need not be an issue as they would be with some lenders. Private lenders are also likely to consider your other income as well as the property’s rental income when calculating affordability.

Some lenders may require you to provide a 25% deposit to qualify for a buy-to-let mortgage as an expat, but his depends on the lender and your personal circumstances.

Find the best deals on expat mortgages for UK buy to let properties

Clifton Private Finance is a UK-based, FCA regulated mortgage broker with extensive experience in finding buy to let mortgages for British expats. We have established connections with leading UK & International lenders.

Fill out the contact form above or call Clifton Private Finance today on +44 203 900 4322 
to speak to a member of our finance team.
What Our

Clients Say

Latest

Property Finance Deals & Insight

Should You Get a Tracker or Fixed Rate Mortgage in 2023?
The Bank of England has announced that it's keeping base rate at 5.25%. We're taking a snapshot of the best rates available on the...
01-12-2023
Are mortgage rates going down
Inflation reached a record high last year, and now the Bank of England have announced that they will be keeping the base rate at 5...
01-12-2023
Will house prices drop in the UK in 2024
The average home price has dropped by over 3% since October 2022, with experts predicting further reductions in 2024.  House...
01-12-2023
How To Get A Bridging Loan With Bad Credit
Can bad credit affect your ability to get a bridging loan? Find out why it's still possible to get short term bridge finance,...
30-11-2023
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us