Property Development Finance In Roquebrune-Cap-Martin

Mortgage & Short Term Development Funding


Clifton private finance

We are experienced in raising development & bridging finance on residential and commercial property in Riviera resorts

We can source development & mortgage finance for projects on the Côte d'Azur:
  • Short term and mortgage finance from €2 million
  • Asset types - villas, apartments, hotels, apart-hotels, mixed use, office, retail
  • Up to 80% loan to value
  • Terms from 12 months to 25 years
  • Complex cases always considered
  • Finance for a variety of ownership structures including multiple SPV's, offshore SPV's, trust structures
Our strength is our ability to access a wide range of funding solutions from private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on +44 203 900 4322 to discuss your requirements.

More about property opportunities in Roquebrune-Cap-Martin below...


Property Finance Deals

UK Mortgage for Expat in Saudi Buying Property for Son
UK Mortgage for Expat in Saudi Buying Property in Manchester for Student Son
Capital Raised
BTL Mortgage Based on Overseas Income for Expat in Taiwan
BTL Mortgage Based on Overseas Income for Expat in Taiwan
Capital Raised
Remortgage To Fund Children’s House Purchase For Expat in Dubai
Remortgage To Fund Children’s House Purchase For Expat in Dubai
Capital Raised
Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
Capital Raised
Case Study: 80% LTV London Mortgage For British Expat In UAE
80% LTV London Mortgage For British Expat In UAE
Capital Raised
Fast Expat Mortgage for Family Returning from UAE
Fast Expat Mortgage for Family Returning from UAE
Capital Raised

More Opportunities »

Côte d'Azur Property Finance Service

 It’s Monte Carlo without the glitzy casinos, the superyachts and the highrises. 

Cap-Martin has the unspoilt Côte d'Azur seashore, with the added glamour of Monaco as a backdrop. It’s just an hour’s stroll along the coastal path from the greenly wooded cape to the high-rise principality, but in Roquebrune there is medieval charm and life beyond concrete.

The Région Sud of Provence-Alpes-Côte d'Azur, stretching from the second-highest ski resorts in France down to the Mediterranean coast, is unquestionably the most dazzling of France’s administrative regions. Its elite real estate and development opportunities match its geography.

More below:

Why buy property in Roquebrune-Cap-Martin?

The areas of Roquebrune-Cap-Martin


Who buys in Roquebrune-Cap-Martin?

Property investment opportunities in Roquebrune-Cap-Martin

Demand for property on the Riviera

State of the Côte d’Azur property market


Visitors and rental returns

Second-home ownership

An all-year market

Who’s buying

Backdoor investment opportunities

Why buy property in Roquebrune-Cap-Martin?

“The appeal of Roquebrune-Cap-Martin is closely linked to the magnetism of the Principality of Monaco,” says Jean-Yves Le Graverend of the John Taylor luxury real estate agency. 

The Saint-Roman neighbourhood is practically a suburb of Monaco – the tennis courts of the Monte-Carlo Country Club are here. It’s an attractive option for buyers who want to be close to the high-stakes lifestyle but don’t want to pay Monégasque prices.

The commune offers a more historic, leisurely lifestyle, with the opportunity for larger estates and gardens and closer proximity to the sea, with the same glittering Mediterranean views and 300 days of sunshine a year.

The areas of Roquebrune-Cap-Martin

The three main property sectors are Roquebrune, the “perched village” with its chateau high on top of Mount Angel, the modern seaside town of Carnolès adjoining the beach of Menton to the east, and the exclusive Cap Martin peninsula.

The private gated community of Domaine du Cap Martin consists of about 30 historic properties, including a dozen right at the water’s edge.

Seafront properties are priced upwards of €40M: they rarely come on the market, being largely family assets, passed on from one generation to the next.  

Without a sea view, 500 sq m properties set in grounds of around 2,000 sq m cost around €40M.

Who buys in Roquebrune-Cap-Martin?

Owners in the Domaine are mostly European – many also own an apartment in Monaco.

La Torraca on the west of the cape is highly prized by British, Belgian, Dutch, Russian and Monégasque residents, for its views of Monaco and the setting sun.

Outside the private estate, villas on Cap Martin of 200 to 300 sq m with views of the Bay of Menton to the east are priced around €2.5M. Some renovations will probably be required says Catherine Laroche of Cap Martin properties,

Property investment opportunities in Roquebrune-Cap-Martin

In 2019 Le Figaro Properties was offering a sumptuous 10-bedroom Belle-Epoque villa with 4,000 sq m of gardens in the Domaine of Cap Martin for €47.7M

French-Property.com were offering 800 sq m in two modern villas on a 2,500 sq m mountainside location in a private domaine advertised as “just on the border of the Principality of Monaco” for €24.9M.

Knight Frank was offering a 5-bedroom Provençal villa with guest cottage on an 8,500 sq m plot in the heights of Roquebrune-Cap-Martin sur Mer for €6.9M.

New development opportunities on the Riviera are extremely limited. Some developers have taken advantage of weaker market conditions to buy up existing properties on large plots and subdivide into smaller, multiple units where permitted.

Demand for property on the Riviera

This world-famous stretch of the Mediterranean is known as the Côte d'Azur to the French, and the French Riviera to the English.

Every year, half of all the world’s superyachts will drop anchor off the resorts stretching from Saint-Tropez to Cannes, Juan-Les-Pins, Antibes, Nice and Èze, to Cap-Ferrat, Roquebrune-Cap-Martin, and the tax-free principality of Monte Carlo. 

"People buy here because of the climate, the sea, the stunning scenery, magnificent food and accessibility," says Tim Swannie, Director of Marseille-based luxury property specialists Home Hunts. "There are superb beaches and the Alps are just behind, so it is a real year-round destination."

State of the Côte d’Azur property market

According to Savills' market analysis, prices on the Côte d’Azur are currently on a high plateau, 

Demand for the most desirable residential Côte d’Azur property comes from the international second-home market, and has more in common with other top-tier global locations than with the rest of France.

The market slowed significantly as a result of the global financial crisis in 2007, though there were few foreclosures.

In line with other prime markets, prices did improve in 2011 with buyers from merging markets (particularly the Middle East and Russia). The election of French President Francois Hollande  in 2012 dented confidence, and demand fell again in 2014 as a result of falling commodity prices and a slowing French economy.

The election of Emmanuel Macron in 2017, and a new tax environment, is seen as a turning point, according to Paul Tostevin, associate director of Savills World Research.

"Thanks to an improved national economy, demand is returning to the Côte d’Azur. However stock levels are high, meaning it is a buyer’s market."

Highlighted in Savills’ 2018 Spotlight: Côte d’Azur:

Visitors and rental returns

The Côte d’Azur has strong tourism appeal: 200 private beaches, 15 spas, 21 golf courses, 36 marinas and 17 casinos (including five in Monaco).

More than 10 million visitors come to the Riviera each year, staying a total of 65 million tourist nights.

Roquebrune-Cap-Martin is just 40 minutes from Nice Côte d'Azur Airport, which is connected to 96 international destinations in summer, with a 5.5% increase in passenger traffic at the start of 2019.

Second-home ownership

Despite the range a quality of hotel and rental accommodation, approximately half of all tourist nights in the Côte d’Azur are spent either in second homes, or in homes belonging to friends and family, driving strong demand for residential purchase.

An all-year market

During the 19th century the Riviera "high season" (as established by aristocratic British and European visitors) was during the winter and spring months. It was only after the First World War and with greater numbers of Americans arriving that the “High Society” scene became a summer season.

A major part of the Riviera’s appeal is its classically Mediterranean climate: warm, sunny summers cooled by sea breezes, and mild winters protected from cold northerly winds by the mountains close behind it. Nice enjoys 147 days of sunshine a year (those Instagram shots haven’t all been flitered).

Who’s buying

In the luxury market:

Savills International Research

Backdoor investment opportunities

The Riviera’s property market has been boosted by falling prices inland, away from the prime coastal locations.

Locations such as Biot, Opio, Roquefort les Pins and Châteauneuf de Grasse offer buyers more for their money: more bedrooms, a larger swimming pool or more substantial grounds and greater privacy.  Tim Swannie, of Home Hunts luxury property search specialists, says “The beauty of a holiday home inland, aside from the financial savings, is that you can dip in and out of the coast, but not get caught in the busy summer traffic.”

What Our

Clients Say


Property Finance Deals & Insight

Are mortgage rates going down
Inflation is at the BoE's target of 2%, but the base rate is held again in June at 5.25%, with 7-2 voting to hold the ra...
Business Loan costs
Some business loan costs are clear, such as interest rates, and others are a little more niche. Here at Clifton Private Finance, w...
How to Get a Construction Loan if You're a First Time Developer
Development finance lenders exist to provide construction loans to individuals and companies to make the best retur...
Confidential Invoice Finance
One of the greatest concerns for many businesses looking for invoice finance, is the damage it could potentially have on their B2B...
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us