Specialist
Fire Engine Finance and Leasing
High quality fire engine finance solutions for UK & international clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.
Call us on 0203 900 4322 to discuss your requirements.
Fire engines are indispensable assets for fire and rescue services, playing a pivotal role in protecting communities and saving lives. However, the procurement of a fire engine is a substantial financial undertaking. This is where fire engine finance and leasing solutions become invaluable, providing bespoke options that cater to the specific needs and fiscal considerations of your service. Whether you’re part of a municipal fire department or a private fire protection company, there’s likely a finance or lease plan available that can equip you with the necessary apparatus without depleting your funds.
In this article, we’ll delve into:
With the appropriate finance solution, you can secure a vital firefighting vehicle while preserving a robust cash flow. Continue reading to discover how to navigate your next fire engine procurement in a manner that’s astute, strategic, and considerate of your budget.
Securing a fire engine for your service involves a selection of finance and leasing options, each with its own set of benefits. Here are some of the most prevalent choices in the UK:
Importantly, it’s crucial to obtain credit approval for these options. We at Clifton Private Finance, can assit with your chosen options and help ascertain the best fire engine finance or leasing solution.
When it comes to fire engines in the UK, there are specific models that are frequently used by fire services. These vehicles are often custom-built or converted to meet the rigorous demands of firefighting.
Below is a table listing some of the popular fire engine models, along with their estimated price ranges. These prices are indicative and subject to change based on specifications, equipment, and other factors. It is always recommended to consult with the manufacturer or dealer for the most accurate pricing.
| Vehicle Type | Model | Price Range in UK |
|---|---|---|
| Fire Engines | Scania Type B Appliance | £350,000 |
| Volvo FL6 Fire Engine | £150,000 - £200,000 | |
| Dennis Sabre XL Fire Engine | £150,000 - £200,000 | |
| MAN LE14 280 Fire Engine | £150,000 - £200,000 |
Related: Our expertise extends beyond fire engines. We can assist with financing a wide range of commercial vehicles. Visit our commercial vehicle finance and leasing page for more information.
The type of fire engine finance or lease agreement you select will have implications for your tax situation. For VAT-registered entities, it’s possible to reclaim 100% of the VAT on monthly payments if the fire engine is used exclusively for business purposes. This benefit extends to charitable organizations that provide emergency services.
For limited companies, a significant portion of the monthly payments may be deductible from corporation tax, in line with HMRC’s emissions allowances. Maintenance packages might also be eligible for tax deductions. Moreover, professionals registered with relevant authorities may receive tax relief on their registration fees.
These are general guidelines regarding the tax implications of fire engine finance in the UK, and they can vary based on individual circumstances and objectives. It’s always prudent to seek advice from a financial advisor or accountant for decisions tailored to your specific situation.
When leasing a fire engine, it’s essential to understand the maintenance and insurance responsibilities involved. These obligations can vary based on the lease agreement selected.
It’s also important to ensure the fire engine adheres to the ‘Fair Wear and Tear Guide’ standards upon its return to the finance company to avoid potential charges for any damage or exceeding the agreed mileage.
Regarding insurance, the fire engine must be insured under the organisation’s motor insurance policy, irrespective of the lease type. At a minimum, third-party cover is required by UK law, but comprehensive cover is advisable for greater protection of the fire engine and the organisation. It’s also wise to verify if the policy includes coverage for any firefighting equipment or supplies carried in the fire engine, or if separate insurance is necessary.
Upon the conclusion of a fire engine finance agreement, you typically have the following options in the UK:
It’s important to assess your service’s needs and the condition of the fire engine to make an informed decision at the end of the term. Engage with your finance provider in advance to discuss your requirements.
Choosing the right model and finance solution can significantly impact your service’s operational capacity. With a comprehensive understanding of your end-of-agreement options and professional guidance, you can ensure access to a crucial vehicle while preserving financial agility.
Finding the best deal for fire engine finance and leasing can be a daunting task, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you:
At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in vehicle finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget.
If you are interested in buying a fire engine on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
