Fire Engine Finance and Leasing

For buying and refinancing fire engines

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fire engine finance and leasing

Clifton private finance

We specialise in sourcing fire engine  finance and leasing in the UK


High quality fire engine finance solutions for UK & international clients.

  • Finance from £25,000
  • Competitive vehicle finance that often outperforms in-house car dealer offers
  • Flexible finance options which includes: Personal loans, Personal contract Purchase (PCP), Hire Purchase, Lease Purchase
  • Tailored bespoke service
  • Refinance options
  • Flexible repayment periods
  • Finance available on new, used and auction bought fire engines
  • Business owners - Refinance existing assets to free up your company's liquid capital
  • Business owners - Cashflow matched repayments
  • Asset finance for fire engines

We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  

Call us on 0203 900 4322 to discuss your requirements.


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Fire Engine Finance and Leasing

Fire engines are indispensable assets for fire and rescue services, playing a pivotal role in protecting communities and saving lives. However, the procurement of a fire engine is a substantial financial undertaking. This is where fire engine finance and leasing solutions become invaluable, providing bespoke options that cater to the specific needs and fiscal considerations of your service. Whether you’re part of a municipal fire department or a private fire protection company, there’s likely a finance or lease plan available that can equip you with the necessary apparatus without depleting your funds.

In this article, we’ll delve into:

With the appropriate finance solution, you can secure a vital firefighting vehicle while preserving a robust cash flow. Continue reading to discover how to navigate your next fire engine procurement in a manner that’s astute, strategic, and considerate of your budget.

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Fire Engine Finance and Leasing Options Overview

Securing a fire engine for your service involves a selection of finance and leasing options, each with its own set of benefits. Here are some of the most prevalent choices in the UK:

Importantly, it’s crucial to obtain credit approval for these options. We at Clifton Private Finance, can assit with your chosen options and help ascertain the best fire engine finance or leasing solution.

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Popular Fire Engine Models Available Through Finance

When it comes to fire engines in the UK, there are specific models that are frequently used by fire services. These vehicles are often custom-built or converted to meet the rigorous demands of firefighting.

Below is a table listing some of the popular fire engine models, along with their estimated price ranges. These prices are indicative and subject to change based on specifications, equipment, and other factors. It is always recommended to consult with the manufacturer or dealer for the most accurate pricing.

Vehicle TypeModelPrice Range in UK
Fire Engines Scania Type B Appliance £350,000
  Volvo FL6 Fire Engine £150,000 - £200,000
  Dennis Sabre XL Fire Engine £150,000 - £200,000
  MAN LE14 280 Fire Engine £150,000 - £200,000

Related: Our expertise extends beyond fire engines. We can assist with financing a wide range of commercial vehicles. Visit our commercial vehicle finance and leasing page for more information.

Tax Implications of Fire Engine Finance

The type of fire engine finance or lease agreement you select will have implications for your tax situation. For VAT-registered entities, it’s possible to reclaim 100% of the VAT on monthly payments if the fire engine is used exclusively for business purposes. This benefit extends to charitable organizations that provide emergency services.

For limited companies, a significant portion of the monthly payments may be deductible from corporation tax, in line with HMRC’s emissions allowances. Maintenance packages might also be eligible for tax deductions. Moreover, professionals registered with relevant authorities may receive tax relief on their registration fees.

These are general guidelines regarding the tax implications of fire engine finance in the UK, and they can vary based on individual circumstances and objectives. It’s always prudent to seek advice from a financial advisor or accountant for decisions tailored to your specific situation.

Maintenance and Insurance Responsibilities for Fire Engines

When leasing a fire engine, it’s essential to understand the maintenance and insurance responsibilities involved. These obligations can vary based on the lease agreement selected.

It’s also important to ensure the fire engine adheres to the ‘Fair Wear and Tear Guide’ standards upon its return to the finance company to avoid potential charges for any damage or exceeding the agreed mileage.

Regarding insurance, the fire engine must be insured under the organisation’s motor insurance policy, irrespective of the lease type. At a minimum, third-party cover is required by UK law, but comprehensive cover is advisable for greater protection of the fire engine and the organisation. It’s also wise to verify if the policy includes coverage for any firefighting equipment or supplies carried in the fire engine, or if separate insurance is necessary.

End of Agreement - Your Fire Engine Finance Options

Upon the conclusion of a fire engine finance agreement, you typically have the following options in the UK:

It’s important to assess your service’s needs and the condition of the fire engine to make an informed decision at the end of the term. Engage with your finance provider in advance to discuss your requirements.

Choosing the right model and finance solution can significantly impact your service’s operational capacity. With a comprehensive understanding of your end-of-agreement options and professional guidance, you can ensure access to a crucial vehicle while preserving financial agility.

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Using a Finance Broker to Help

Finding the best deal for fire engine finance and leasing can be a daunting task, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you: 

At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in vehicle finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget.

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If you are interested in buying a fire engine on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon. 

Call us today to discuss your requirements on 0203 900 4322

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