Mortgage for non eu citizen

Mortgage for non eu citizen

Clifton private finance


We are experts in helping UK expats, non domiciles and foreign nationals secure mortgage & short term finance on UK property.
Through our connections we can source finance from UK banks who offer bespoke mortgages & shorter term finance products designed specifically for internationally based clients, which often offer attractive interest rates and flexible loan terms.
  • We can source residential and investment property finance from £150,000 to £25m
  • Market leading interest rates
  • Terms from 3 months to 30 years
  • Interest only and interest roll up options (no monthly payments)
  • Pre approval terms within 24 hours
  • Solutions for complex income
  • Mortgage finance for those working in the UK but paid in a foreign currency
  • Property finance solutions for UK nationals working abroad with families remaining in the UK
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, other property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal
  • We have strong relationships with UK and international banks including private banks and specialist lenders, family offices and wealth managers
Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 3040 to discuss your requirements.

Property Finance Deals

Low-cost £1.23M bridging loan with flexible terms
Home counties
Capital Raised
Fast UK Mortgage for home purchase for returning British expat and foreign national partner
Capital Raised
UK mortgage for returned Australian resident with complex income
Capital Raised
UK expat mortgage for British doctor resident in Canada buying new-build London home
West London
Capital Raised
Quick completion for a US-dollar client reclassified as non-expat
North London
Capital Raised
BTL remortgage and resi purchase for returning UK expat airline exec
Capital Raised

More Opportunities »

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UK Mortgage For Non EU Citizens and Permanent Residency

Permanent residency, also known as indefinite leave to stay, is typically one of the requirements for the majority of lenders that are happy to grant UK mortgages to non EU citizens.

It is possible to obtain permanent residency through an application to the UK government. However, you will have to meet the government’s criteria.

Permanent Residency For Non EU Citizens

If you are a non EU citizen, then you will need to meet the following criteria to secure permanent residency:

If you do not meet the criteria above, then you may still be able to secure a UK mortgage. Call us to find out what mortgage options are available to you.

UK Mortgage For Non EU Citizens Case Study

Here at Clifton Private Finance, we have experience in arranging UK mortgages for non EU citizens to purchase properties in the UK.

The client was an Australian citizen with a British wife and was a non-dom for tax purposes. He resides in Europe for 6 months of the year and Australia for the remaining 6 months.

The client was a non-dom, non UK taxpayer and was paid in a foreign currency, which meant high street banks were not willing to lend to him. He needed to find a new private bank who could offer him a mortgage that met his needs.

Using our wide network of contacts across the private banking sector, we were able to quickly arrange a suitable mortgage for the client.

One of the private banks with which we have an established relationship was able to offer a highly competitive interest rate on a 20-year £1million mortgage.

We managed to have this agreed within 7 working days, offering a quick solution for the client

If you are a non EU national and you need a mortgage, then we can help. Contact us on +44 203 900 4322 or fill in out callback form above.
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If you have any questions about our services or want to start making things happen please contact us