Specialist

Mortgage for non eu citizen

Mortgage for non eu citizen

Clifton private finance

WE SPECIALISE IN PROVIDING UK MORTGAGES FOR NON EU CITIZENS

We are experts in helping UK expats, non domiciles and foreign nationals secure mortgage & short term finance on UK property.
Through our connections we can source finance from UK banks who offer bespoke mortgages & shorter term finance products designed specifically for internationally based clients, which often offer attractive interest rates and flexible loan terms.
  • We can source residential and investment property finance from £150,000 to £25m
  • Market leading interest rates
  • Terms from 3 months to 30 years
  • Interest only and interest roll up options (no monthly payments)
  • Pre approval terms within 24 hours
  • Solutions for complex income
  • Mortgage finance for those working in the UK but paid in a foreign currency
  • Property finance solutions for UK nationals working abroad with families remaining in the UK
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, other property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal
  • We have strong relationships with UK and international banks including private banks and specialist lenders, family offices and wealth managers
Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 3040 to discuss your requirements.
Recent

Property Finance Deals

UK Mortgage Secured for Shipyard Contractor Living in Bahrain Earning in Foreign Currency
UK Mortgage Secured for Shipyard Contractor Living in Bahrain Earning in Foreign Currency
Area
Milton Keynes
Capital Raised
£570k
Mortgage to Raise Cash for Buy to Let Purchase for Contractor Earning Japanese Yen
Mortgage to Raise Cash for Buy to Let Purchase for Contractor Earning Japanese Yen
Area
Middlesex
Capital Raised
£420k
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Area
Milton Keynes
Capital Raised
£470k
Mortgage Secured for Mauritian Business Owner Earning Complex, Overseas Self Employed Income
Mortgage Secured for Mauritian Business Owner Earning Complex, Overseas Self Employed Income
Area
Epworth
Capital Raised
£400k
£525k Mortgage for Professional YouTuber Paid in Swiss Francs to Buy New Home in Wales
£525k Mortgage for Professional YouTuber Paid in Swiss Francs to Buy New Home in Wales
Area
Wales
Capital Raised
£525k
Equity Release on UK Property in Surrey to Fund Home Purchase in Spain
Equity Release on UK Property in Surrey to Fund Home Purchase in Spain
Area
Surrey
Capital Raised
£350k

More Opportunities »

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MORTGAGE FOR NON EU CITIZEN

UK Mortgage For Non EU Citizens and Permanent Residency

Permanent residency, also known as indefinite leave to stay, is typically one of the requirements for the majority of lenders that are happy to grant UK mortgages to non EU citizens.

It is possible to obtain permanent residency through an application to the UK government. However, you will have to meet the government’s criteria.

Permanent Residency For Non EU Citizens

If you are a non EU citizen, then you will need to meet the following criteria to secure permanent residency:

If you do not meet the criteria above, then you may still be able to secure a UK mortgage. Call us to find out what mortgage options are available to you.

UK Mortgage For Non EU Citizens Case Study

Here at Clifton Private Finance, we have experience in arranging UK mortgages for non EU citizens to purchase properties in the UK.

The client was an Australian citizen with a British wife and was a non-dom for tax purposes. He resides in Europe for 6 months of the year and Australia for the remaining 6 months.

The client was a non-dom, non UK taxpayer and was paid in a foreign currency, which meant high street banks were not willing to lend to him. He needed to find a new private bank who could offer him a mortgage that met his needs.

Using our wide network of contacts across the private banking sector, we were able to quickly arrange a suitable mortgage for the client.

One of the private banks with which we have an established relationship was able to offer a highly competitive interest rate on a 20-year £1million mortgage.

We managed to have this agreed within 7 working days, offering a quick solution for the client

If you are a non EU national and you need a mortgage, then we can help. Contact us on +44 203 900 4322 or fill in out callback form above.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us