Chrysler PCP Car Finance

Our Service

At Clifton Private Finance, we specialise in providing flexible and tailored Personal Contract Purchase (PCP) finance solutions for Chrysler vehicles, from luxury sedans to versatile minivans. Whether you’re interested in the stylish Chrysler 300C, the spacious Pacifica, or the iconic Voyager, we’ll help you secure competitive rates and financing plans designed to meet your needs.

Through our independent market comparisons, we ensure access to the most suitable PCP packages, often securing financing within hours. Here’s how we assist in making Chrysler ownership more accessible:

• Flexible Finance Options: Beyond PCP, we offer Hire Purchase (HP), Lease Purchase, and unsecured loans.
• Competitive Rates: Our team compares leading lenders to find affordable solutions that often outperform dealership offers.
• Customised Packages: We craft finance plans suited to your budget, lifestyle, and vehicle preferences.
• Repayment Flexibility: Enjoy payment terms of up to 10 years for manageable instalments.
• Options for New and Used Models: Whether you’re after a factory-fresh Chrysler or a reliable pre-owned model, we tailor our financing to your goals.

Take the first step towards Chrysler ownership today—contact us for a personalised quote or explore our finance calculator to review your options.

Get a PCP Quote »

---

Why Choose PCP Car Finance for Your Chrysler?

Chrysler is known for its iconic range of vehicles, from luxury sedans to innovative minivans that cater to families and professionals alike. Personal Contract Purchase (PCP) makes these vehicles more attainable by spreading the cost into manageable monthly payments.

PCP is ideal for drivers who value flexibility. With lower monthly instalments than traditional finance options, you can drive your dream Chrysler while keeping financial commitments reasonable. At the end of the agreement, you can choose to:

• Purchase the car outright with a final balloon payment.
• Return the car without further obligation (subject to mileage and condition terms).
• Trade it in for a newer Chrysler model under a fresh PCP agreement.

Whether you’re looking for a short-term upgrade to enjoy Chrysler’s latest designs or planning for eventual ownership, PCP is a highly adaptable financing option.

Get a PCP Quote »

How PCP Works for a Chrysler

PCP finance is structured to make Chrysler ownership affordable and straightforward. Here's how it works:

• Initial Deposit: Typically 10–20% of the vehicle’s value, this upfront payment secures your agreement.
• Monthly Payments: Lower payments compared to other finance options, as you’re financing only the car’s depreciation over the term.
• Final Balloon Payment: At the end of the term, you can choose to:
• Pay the balloon payment to take ownership.
• Return the vehicle.
• Upgrade to a new Chrysler model with a fresh PCP agreement.

This structure allows you to drive a Chrysler without committing to its full purchase price upfront, maintaining financial flexibility for future plans.

Get a PCP Quote »

Chrysler Models Eligible for PCP in the UK

From classic muscle cars to eco-friendly electric options, Chrysler offers something for everyone. Here are some popular models eligible for PCP finance in the UK:

• Chrysler 300C: Starting at £35,995, this luxury sedan combines bold styling with powerful performance. It features a 3.0L V6 diesel engine with 236bhp, a 0-60 mph time of 7.2 seconds, and a fuel economy of 39.8mpg.
• Chrysler Pacifica: Prices range from £30,000 to £45,000, offering a spacious and versatile minivan. The Pacifica comes with a 3.6L V6 engine with 287bhp, a 0-60 mph time of 6.4 seconds, and a fuel economy of 24mpg.
• Chrysler Voyager: Starting at £25,000, this family-friendly minivan provides ample space and comfort. It features a 3.6L V6 engine with 287bhp, a 0-60 mph time of 6.4 seconds, and a fuel economy of 24mpg.
• Chrysler 200: Priced around £20,000, the 200 is a stylish and efficient mid-size sedan. It offers a 2.4L inline-4 engine with 184bhp, a 0-60 mph time of 7.4 seconds, and a fuel economy of 30mpg.
• Chrysler Renegade: Starting at £18,000, this compact SUV combines rugged design with modern features. It features a 2.4L inline-4 engine with 180bhp, a 0-60 mph time of 8.0 seconds, and a fuel economy of 28mpg.

Get a PCP Quote »

Comparing PCP to Other Car Finance Options for Chrysler

Understanding the differences between car finance options ensures you choose the best fit for your Chrysler purchase. Below is an overview of key methods such as Personal Contract Purchase (PCP), Hire Purchase (HP), Personal Contract Hire (PCH), unsecured loans, and credit cards:

Personal Contract Purchase (PCP)

Advantages:

• Lower monthly payments by financing depreciation only.
• End-of-term flexibility: keep, return, or upgrade.

Considerations:

• Mileage and condition restrictions apply.
• Ownership depends on the final balloon payment.

Hire Purchase (HP)

Advantages:

• Full ownership after fixed monthly payments.
• No mileage or condition restrictions.

Considerations:

• Higher monthly payments as you finance the full vehicle value.

Personal Contract Hire (PCH)

Advantages:

• Lower payments with maintenance often included.
• Regular upgrades to new models.

Considerations:

• No ownership option.
• Usage restrictions apply.

Unsecured Loans

Advantages:

• Immediate ownership with no usage limits.
• Flexible repayment terms.

Considerations:

• May carry higher interest rates than other methods.

Credit Cards

Advantages:

• Useful for deposits or optional extras.
• Short-term 0% interest promotions.

Considerations:

• Impractical for full vehicle costs due to credit limits and interest rates.

Get a PCP Quote »

Choosing the Right Option – PCP Finance for Chrysler

When selecting the right financing option for a Chrysler, it’s crucial to align your choice with your financial goals and driving preferences. Chrysler offers a diverse range of vehicles—from luxury sedans to family-friendly minivans—and choosing the ideal finance plan can make driving your dream car more achievable. Below is a detailed breakdown of when each option may suit you best.

When to Choose PCP (Personal Contract Purchase):

• Affordable Monthly Payments: PCP offers lower monthly payments by financing only the car’s depreciation, not its full value.
• Flexibility to Upgrade: Perfect for those who enjoy experiencing the latest in Chrysler’s technology and design.
• Ownership Options: At the end of the contract, decide whether to:
• Purchase the car outright with a final balloon payment.
• Return it with no further obligation (subject to mileage and condition terms).
• Trade it in for a new PCP agreement.

When to Choose HP (Hire Purchase):

• Long-Term Ownership: If you’re focused on owning your Chrysler outright without any restrictions, HP is the way to go.
• No Mileage Limits: Ideal for those who drive frequently or over long distances.
• Simple Structure: Fixed payments over a set term ensure clarity and predictability.

When to Choose PCH (Personal Contract Hire):

• Frequent Upgrades: Best for drivers who prefer leasing the latest Chrysler models without committing to ownership.
• Inclusive Costs: Monthly payments often include maintenance and road tax, simplifying your budgeting.
• No Ownership Responsibilities: At the end of the lease, return the car without worrying about its resale value or depreciation.

When to Choose an Unsecured Loan:

• Immediate Ownership: With an unsecured loan, you can purchase your Chrysler outright, giving you complete control over the vehicle.
• No Usage Restrictions: Drive without worrying about mileage or condition limits often imposed by PCP or PCH agreements.
• Flexible Repayment Options: Spread the cost of your Chrysler over several years with flexible terms tailored to your budget.

When to Use a Credit Card:

• For Deposits or Extras: Ideal for covering smaller expenses, such as deposits or optional features, when short-term 0% interest promotions are available.
• Short-Term Financing: Use credit cards only for manageable amounts due to typically high interest rates after promotional periods.
• Supplementary Tool: Combine with other finance options, not as a primary method, for added flexibility.

By evaluating these options, you can find a plan that aligns perfectly with your needs. If PCP is your preferred route, Clifton Private Finance ensures you receive competitive rates and expert guidance on how best to finance a car.

Here's a handy quick-guide table to review, and compare, between the many options available when it comes to financing Chrysler Models and Vehicles

 

 

Get a PCP Quote »

GAP Insurance for Added Protection

GAP (Guaranteed Asset Protection) insurance is a valuable addition to your Chrysler PCP agreement, offering peace of mind in case of unforeseen events. This type of insurance covers the difference between your car's current market value and the amount owed on your finance agreement if the car is written off or stolen.

Key Benefits:

• Avoid Out-of-Pocket Costs: Ensure you're not left with a financial shortfall in case of a total loss.
• Comprehensive Coverage: Works alongside your primary car insurance policy to fully protect your investment.
• Enhanced Security: Particularly valuable for high-value vehicles like Chrysler models, where depreciation can be significant.

Our team can help you arrange GAP insurance tailored to your vehicle and finance agreement, ensuring seamless protection.

Get a PCP Quote »

How to Apply for Chrysler PCP Finance

Securing PCP finance for your Chrysler is simple with Clifton Private Finance. Our streamlined process ensures minimal hassle and quick approval times:

Step 1: Get in Touch

• Reach out to us via phone or our online inquiry form.
• Provide details about the Chrysler model you're interested in, as well as your preferred deposit and repayment terms.

Step 2: Personalised Quote

• Our team will source tailored PCP finance options based on your specifications and budget.
• You’ll receive a detailed quote outlining monthly payments, the final balloon payment, and any additional costs.

Step 3: Review and Approval

• Once you’ve chosen the ideal package, we’ll guide you through the approval process.
• Submit required documents, including proof of income, ID, and credit details.
• Most applications are approved within 24–48 hours.

Step 4: Drive Your Chrysler

• After approval, complete the paperwork and take delivery of your Chrysler.
• Start enjoying your new vehicle with flexible, manageable payments.

Contact Us Today

Ready to explore Chrysler PCP finance? At Clifton Private Finance, we’re here to make your dream car a reality.

With access to a wide range of lenders and tailored packages, you can rest assured you’re in expert hands. Visit our website to use our finance calculator or fill out our contact form.

Get a PCP Quote »